Updated November 12, 2026
Equipment financing activity in Palm Harbor, FL
Palm Harbor has 1,186 active UCC filings for equipment across 804 businesses. 277 new filings were recorded in the last 12 months, up 21% on the year before. 256 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: FLAGSHIP BANK leads with 6%, followed by VALLEY NATIONAL BANK at 6%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+21% on the year before
New equipment filings by month
Palm Harbor, FL, last 24 months. The current month is still coming in.
| 2024-12 | 16 |
|---|---|
| 2025-01 | 17 |
| 2025-02 | 27 |
| 2025-03 | 14 |
| 2025-04 | 18 |
| 2025-05 | 25 |
| 2025-06 | 13 |
| 2025-07 | 24 |
| 2025-08 | 18 |
| 2025-09 | 24 |
| 2025-10 | 21 |
| 2025-11 | 32 |
| 2025-12 | 46 |
| 2026-01 | 22 |
| 2026-02 | 20 |
| 2026-03 | 26 |
| 2026-04 | 16 |
| 2026-05 | 19 |
| 2026-06 | 18 |
| 2026-07 | 30 |
| 2026-08 | 26 |
| 2026-09 | 11 |
| 2026-10 | 16 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FLAGSHIP BANK42 · 6.3%Bank
- VALLEY NATIONAL BANK40 · 6.0%Bank
- PNC BANK, NATIONAL ASSOCIATION31 · 4.6%Bank
- JPMORGAN CHASE BANK, NA26 · 3.9%Bank
- HANCOCK WHITNEY BANK20 · 3.0%Bank
- John Deere Financial19 · 2.8%Captive finance
- THE HUNTINGTON NATIONAL BANK17 · 2.5%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,139 · 96.0%
- Agriculture21 · 1.8%
- Construction20 · 1.7%
- IT & office5 · 0.4%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | KEN Palm Harbor | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | UP THE RIVER BOATS, LLC Other | Oct 2023 |
84 | FIR Palm Harbor | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | WESTERN EQUIPMENT FINANCE, INC. Independent | Oct 2022 |
79 | OUT Palm Harbor | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
78 | DAV Palm Harbor | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | TAKEUCHI FINANCIAL SERVICES, A PROGRAM OF BMO HARRIS BANK N.A. Bank | Aug 2023 |
76 | KEN Palm Harbor | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | UP THE RIVER BOATS, LLC Other | Jan 2023 |
76 | MY Palm Harbor | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | THE LCF GROUP, INC. Other | Nov 2022 |
74 | PRO Palm Harbor | Equipment 42 mo old · peak window+35Active, no continuation+10 | PNC BANK, NATIONAL ASSOCIATION Bank | Apr 2023 |
71 | SPE Palm Harbor | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
Nearby cities
- Spring Hill1,511
- New Port Richey1,392
- Brooksville1,262
- Hudson943
- Oldsmar767
- Tarpon Springs747
- Land O Lakes717
- Dunedin612
- Port Richey562
- Holiday392
- Safety Harbor299
- Trinity222
Questions
How many equipment loans are active in Palm Harbor, FL?
How many equipment loans in Palm Harbor, FL end in the next six months?
Which lenders finance the most equipment in Palm Harbor, FL?
What equipment is financed most in Palm Harbor, FL?
Is Palm Harbor, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.