Updated November 12, 2026
Construction equipment loans in Oldsmar, FL
Oldsmar has 47 active UCC filings for construction equipment across 7 businesses, about 6.7 per business, so repeat borrowers are common. 13 new filings were recorded in the last 12 months, up 86% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. Caterpillar Financial dominates with 79% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+86% on the year before
New equipment filings by month
Oldsmar, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 9 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial37 · 78.7%Captive finance
- John Deere Financial9 · 19.1%Captive finance
- Komatsu Financial1 · 2.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | CYP Oldsmar | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
84 | CYP Oldsmar | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
81 | CYP Oldsmar | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
78 | CYP Oldsmar | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
78 | CYP Oldsmar | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
78 | CYP Oldsmar | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
72 | CYP Oldsmar | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
62 | CYP Oldsmar | Construction 54 mo old · late window+23Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2022 |
Construction in nearby cities
- Construction in Spring Hill42
- Construction in Brooksville92
- Construction in Hudson63
- Construction in Tarpon Springs28
- Construction in Land O Lakes82
- Construction in Dunedin30
Top lenders here
Questions
How many construction equipment loans are active in Oldsmar, FL?
How many construction equipment loans in Oldsmar, FL end in the next six months?
Which lenders finance the most construction equipment in Oldsmar, FL?
Is Oldsmar, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.