Updated November 12, 2026
Equipment financing activity in New Smyrna, FL
New Smyrna has 96 active UCC filings for equipment across 58 businesses, about 1.7 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, up 27% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. John Deere Financial dominates with 20% of active filings. Agriculture is the largest equipment type, at 15%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
New Smyrna, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial10 · 20.0%Captive finance
- PNC BANK, NATIONAL ASSOCIATION9 · 18.0%Bank
- Bank
- Kubota Credit3 · 6.0%Captive finance
- ONE FLORIDA BANK2 · 4.0%Bank
- Bank
- JCB FINANCE2 · 4.0%Captive finance
- NORTH MILL CREDIT TRUST1 · 2.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated79 · 82.3%
- Agriculture14 · 14.6%
- Construction3 · 3.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | TYT New Smyrna | Construction 38 mo old · peak window+35Near the 36-month mark+4 | JCB FINANCE Captive finance | Aug 2023 |
77 | TYT New Smyrna | Construction 33 mo old · early+26Near the 36-month mark+2 | JCB FINANCE Captive finance | Jan 2024 |
71 | ELI New Smyrna | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | VLOCITY CAPITAL LLC Independent | Nov 2022 |
69 | KAR New Smyrna | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
67 | J.C New Smyrna | Equipment 33 mo old · early+26Near the 36-month mark+2 | LUCEO 124 TRUST Other | Jan 2024 |
66 | SUN New Smyrna | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
66 | SUN New Smyrna | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | MMP CAPITAL, LLC, ISAOA Independent | Sep 2023 |
64 | AME New Smyrna | Equipment 40 mo old · peak window+35Active, no continuation+10 | PNC BANK, NATIONAL ASSOCIATION Bank | Jun 2023 |
Nearby cities
- Daytona Beach1,639
- Ormond Beach1,164
- Palm Coast1,154
- Port Orange886
- New Smyrna Beach842
- Bunnell556
- Palatka548
- Edgewater335
- The Villages317
- South Daytona269
- Lady Lake249
- Hastings236
Top lenders in New Smyrna
- John Deere Financial10
- PNC BANK, NATIONAL ASSOCIATION9
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY5
- Kubota Credit3
- ONE FLORIDA BANK2
- FARM CREDIT OF CENTRAL FLORIDA, ACA2
- JCB FINANCE2
- NORTH MILL CREDIT TRUST1
- FIRST WESTERN BANK & TRUST1
- AMUR EQUIPMENT FINANCE, INC.1
Questions
How many equipment loans are active in New Smyrna, FL?
How many equipment loans in New Smyrna, FL end in the next six months?
Which lenders finance the most equipment in New Smyrna, FL?
What equipment is financed most in New Smyrna, FL?
Is New Smyrna, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.