Updated November 11, 2026
Equipment financing activity in Miami Gardens, FL
Miami Gardens has 1,936 active UCC filings for equipment across 1,423 businesses. 449 new filings were recorded in the last 12 months, up 26% on the year before. 457 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: JPMORGAN CHASE BANK, NA leads with 8%, followed by TD BANK, NATIONAL ASSOCIATION at 5%. Banks and credit unions hold 45%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+26% on the year before
New equipment filings by month
Miami Gardens, FL, last 24 months. The current month is still coming in.
| 2024-12 | 27 |
|---|---|
| 2025-01 | 15 |
| 2025-02 | 22 |
| 2025-03 | 25 |
| 2025-04 | 21 |
| 2025-05 | 38 |
| 2025-06 | 37 |
| 2025-07 | 36 |
| 2025-08 | 34 |
| 2025-09 | 26 |
| 2025-10 | 37 |
| 2025-11 | 57 |
| 2025-12 | 46 |
| 2026-01 | 31 |
| 2026-02 | 28 |
| 2026-03 | 26 |
| 2026-04 | 33 |
| 2026-05 | 38 |
| 2026-06 | 27 |
| 2026-07 | 32 |
| 2026-08 | 85 |
| 2026-09 | 31 |
| 2026-10 | 25 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- JPMORGAN CHASE BANK, NA56 · 7.5%Bank
- TD BANK, NATIONAL ASSOCIATION40 · 5.4%Bank
- Caterpillar Financial23 · 3.1%Captive finance
- CITY NATIONAL BANK OF FLORIDA21 · 2.8%Bank
- Kubota Credit17 · 2.3%Captive finance
- NU-KO CAPITAL LLC16 · 2.2%Independent
- John Deere Financial15 · 2.0%Captive finance
- PNC BANK, NATIONAL ASSOCIATION15 · 2.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,865 · 96.3%
- Construction40 · 2.1%
- Agriculture19 · 1.0%
- IT & office6 · 0.3%
- Manufacturing6 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | LG Miami Gardens | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
84 | STE Miami Gardens | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BFG CORPORATION Other | Oct 2023 |
84 | AME Miami Gardens | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2023 |
84 | CAR Miami Gardens | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BFG CORPORATION Other | Oct 2023 |
84 | LL Miami Gardens | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | TD BANK, NATIONAL ASSOCIATION Bank | Oct 2022 |
83 | NOB Miami Gardens | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | Toyota Industries Commercial Finance Captive finance | Dec 2022 |
81 | BRA Miami Gardens | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | THE LCF GROUP, INC. Other | Sep 2023 |
81 | AME Miami Gardens | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | US BUSINESS SERVICES Other | Dec 2022 |
Equipment types in Miami Gardens
Nearby cities
- Hialeah9,219
- Hollywood5,728
- Pompano Beach5,325
- Homestead4,211
- Coral Springs3,087
- Miramar2,789
- Pembroke Pines2,673
- Miami Lakes1,937
- Margate1,169
- Hallandale Beach1,154
- Coconut Creek1,042
- Opa Locka927
Questions
How many equipment loans are active in Miami Gardens, FL?
How many equipment loans in Miami Gardens, FL end in the next six months?
Which lenders finance the most equipment in Miami Gardens, FL?
What equipment is financed most in Miami Gardens, FL?
Is Miami Gardens, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.