Updated November 11, 2026
Equipment financing activity in Opa Locka, FL
Opa Locka has 927 active UCC filings for equipment across 644 businesses. 222 new filings were recorded in the last 12 months, up 40% on the year before. 201 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: NEXTGEAR CAPITAL, INC. leads with 9%, followed by AUTOMOTIVE FINANCE CORPORATION at 9%. Banks and credit unions hold 40%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+40% on the year before
New equipment filings by month
Opa Locka, FL, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 12 |
| 2025-03 | 14 |
| 2025-04 | 11 |
| 2025-05 | 15 |
| 2025-06 | 15 |
| 2025-07 | 9 |
| 2025-08 | 11 |
| 2025-09 | 12 |
| 2025-10 | 21 |
| 2025-11 | 26 |
| 2025-12 | 35 |
| 2026-01 | 11 |
| 2026-02 | 12 |
| 2026-03 | 22 |
| 2026-04 | 10 |
| 2026-05 | 14 |
| 2026-06 | 20 |
| 2026-07 | 17 |
| 2026-08 | 37 |
| 2026-09 | 17 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- NEXTGEAR CAPITAL, INC.38 · 9.0%Independent
- AUTOMOTIVE FINANCE CORPORATION37 · 8.8%Independent
- TD BANK, NATIONAL ASSOCIATION24 · 5.7%Bank
- JPMORGAN CHASE BANK, NA20 · 4.8%Bank
- CITY NATIONAL BANK OF FLORIDA16 · 3.8%Bank
- POPULAR BANK11 · 2.6%Bank
- Captive finance
- OCEAN BANK9 · 2.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated888 · 95.8%
- Construction13 · 1.4%
- IT & office9 · 1.0%
- Manufacturing9 · 1.0%
- Agriculture8 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | G P Opa Locka | Construction 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
84 | INV Opa Locka | IT & office 43 mo old · peak window+35Active, no continuation+10 | Xerox Financial Services Captive finance | Mar 2023 |
84 | FOO Opa Locka | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | Toyota Industries Commercial Finance Captive finance | Oct 2022 |
84 | KJD Opa Locka | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
84 | END Opa Locka | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
84 | J & Opa Locka | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
82 | G P Opa Locka | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
81 | AMA Opa Locka | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | MIDDESK, INC. AS REPRESENTATIVE Other | Sep 2023 |
Nearby cities
- Hialeah9,219
- Hollywood5,728
- Pompano Beach5,325
- Homestead4,211
- Coral Springs3,087
- Miramar2,789
- Pembroke Pines2,673
- Miami Lakes1,937
- Miami Gardens1,936
- Margate1,169
- Hallandale Beach1,154
- Coconut Creek1,042
Top lenders in Opa Locka
- NEXTGEAR CAPITAL, INC.38
- AUTOMOTIVE FINANCE CORPORATION37
- TD BANK, NATIONAL ASSOCIATION24
- JPMORGAN CHASE BANK, NA20
- CITY NATIONAL BANK OF FLORIDA16
- POPULAR BANK11
- Toyota Industries Commercial Finance9
- OCEAN BANK9
- GREATAMERICA FINANCIAL SERVICES CORPORATION8
- BANKUNITED, N.A.8
Questions
How many equipment loans are active in Opa Locka, FL?
How many equipment loans in Opa Locka, FL end in the next six months?
Which lenders finance the most equipment in Opa Locka, FL?
What equipment is financed most in Opa Locka, FL?
Is Opa Locka, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.