Updated November 11, 2026
Equipment financing activity in Homestead, FL
Homestead has 4,211 active UCC filings for equipment across 2,833 businesses. 947 new filings were recorded in the last 12 months, up 13% on the year before. 1,016 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Kubota Credit leads with 13%, followed by John Deere Financial at 13%. Agriculture is the largest equipment type, at 13%. Captive finance arms of the manufacturers write 41% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+13% on the year before
New equipment filings by month
Homestead, FL, last 24 months. The current month is still coming in.
| 2024-12 | 79 |
|---|---|
| 2025-01 | 61 |
| 2025-02 | 50 |
| 2025-03 | 70 |
| 2025-04 | 84 |
| 2025-05 | 81 |
| 2025-06 | 64 |
| 2025-07 | 59 |
| 2025-08 | 63 |
| 2025-09 | 68 |
| 2025-10 | 70 |
| 2025-11 | 121 |
| 2025-12 | 108 |
| 2026-01 | 66 |
| 2026-02 | 51 |
| 2026-03 | 67 |
| 2026-04 | 69 |
| 2026-05 | 60 |
| 2026-06 | 89 |
| 2026-07 | 77 |
| 2026-08 | 131 |
| 2026-09 | 77 |
| 2026-10 | 58 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit284 · 13.4%Captive finance
- John Deere Financial276 · 13.0%Captive finance
- Caterpillar Financial206 · 9.7%Captive finance
- JPMORGAN CHASE BANK, NA99 · 4.7%Bank
- TD BANK, NATIONAL ASSOCIATION59 · 2.8%Bank
- DLL46 · 2.2%Independent
- PNC BANK, NATIONAL ASSOCIATION40 · 1.9%Bank
- Toyota Industries Commercial Finance38 · 1.8%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated3,310 · 78.6%
- Agriculture541 · 12.8%
- Construction313 · 7.4%
- Manufacturing38 · 0.9%
- IT & office6 · 0.1%
- Medical1 · 0.0%
- Vehicles1 · 0.0%
- Trucks & trailers1 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | GSI Homestead | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | C&R Homestead | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | C&R Homestead | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | D & Homestead | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | ALL Homestead | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
91 | GAR Homestead | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
91 | GRE Homestead | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
91 | C&R Homestead | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
Equipment types in Homestead
Nearby cities
- Hialeah9,219
- Hollywood5,728
- Pompano Beach5,325
- Coral Springs3,087
- Miramar2,789
- Pembroke Pines2,673
- Miami Lakes1,937
- Miami Gardens1,936
- Margate1,169
- Hallandale Beach1,154
- Coconut Creek1,042
- Opa Locka927
Top lenders in Homestead
- Kubota Credit284
- John Deere Financial276
- Caterpillar Financial206
- JPMORGAN CHASE BANK, NA99
- TD BANK, NATIONAL ASSOCIATION59
- DLL46
- PNC BANK, NATIONAL ASSOCIATION40
- Toyota Industries Commercial Finance38
- SOUTHSTATE BANK, N.A.34
- FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE27
Questions
How many equipment loans are active in Homestead, FL?
How many equipment loans in Homestead, FL end in the next six months?
Which lenders finance the most equipment in Homestead, FL?
What equipment is financed most in Homestead, FL?
Is Homestead, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.