Updated November 11, 2026
Construction equipment loans in Miami Gardens, FL
Miami Gardens has 40 active UCC filings for construction equipment across 24 businesses, about 1.7 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, up 8% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. Caterpillar Financial dominates with 57% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+8% on the year before
New equipment filings by month
Miami Gardens, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial23 · 57.5%Captive finance
- John Deere Financial14 · 35.0%Captive finance
- Vermeer Credit2 · 5.0%Captive finance
- JCB FINANCE1 · 2.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
77 | W & Miami Gardens | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
77 | CAR Miami Gardens | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
76 | YM Miami Gardens | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
72 | MIC Miami Gardens | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
69 | BIL Miami Gardens | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
62 | LL& Miami Gardens | Construction 57 mo old · late window+16Near the 60-month mark+2 | Vermeer Credit Captive finance | Jan 2022 |
61 | IMA Miami Gardens | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
60 | YAL Miami Gardens | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
Construction in nearby cities
- Construction in Hialeah243
- Construction in Hollywood65
- Construction in Pompano Beach85
- Construction in Homestead313
- Construction in Coral Springs37
- Construction in Hialeah Gardens39
Top lenders here
Questions
How many construction equipment loans are active in Miami Gardens, FL?
How many construction equipment loans in Miami Gardens, FL end in the next six months?
Which lenders finance the most construction equipment in Miami Gardens, FL?
Is Miami Gardens, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.