Updated November 11, 2026
Agriculture equipment loans in Zephyrhills, FL
Zephyrhills has 33 active UCC filings for farm equipment across 25 businesses. 5 new filings were recorded in the last 12 months, down 44% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Kubota Credit dominates with 70% of active filings. Captive finance arms of the manufacturers write 94% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-44% on the year before
New equipment filings by month
Zephyrhills, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit23 · 69.7%Captive finance
- John Deere Financial6 · 18.2%Captive finance
- CNH Industrial Capital2 · 6.1%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | WAT Zephyrhills | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
94 | KOD Zephyrhills | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
94 | WAT Zephyrhills | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
84 | AMG Zephyrhills | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
79 | THA Zephyrhills | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
79 | THR Zephyrhills | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | THR Zephyrhills | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
69 | WAT Zephyrhills | Agriculture 55 mo old · late window+20Active, no continuation+10 | Kubota Credit Captive finance | Mar 2022 |
Agriculture in nearby cities
- Agriculture in Riverview58
- Agriculture in Plant City329
- Agriculture in Brandon48
- Agriculture in Wesley Chapel53
- Agriculture in Lutz65
- Agriculture in Odessa65
- Agriculture in Dade City120
- Agriculture in Valrico25
- Agriculture in Ruskin32
- Agriculture in Dover108
Questions
How many farm equipment loans are active in Zephyrhills, FL?
How many farm equipment loans in Zephyrhills, FL end in the next six months?
Which lenders finance the most farm equipment in Zephyrhills, FL?
Is Zephyrhills, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.