Updated November 10, 2026
Equipment financing activity in Lithia, FL
Lithia has 410 active UCC filings for equipment across 251 businesses, about 1.6 per business, so repeat borrowers are common. 101 new filings were recorded in the last 12 months, up 17% on the year before. 98 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 14%, followed by Kubota Credit at 9%. Agriculture is the largest equipment type, at 15%. Banks and credit unions hold 44%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Lithia, FL, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 7 |
| 2025-03 | 3 |
| 2025-04 | 9 |
| 2025-05 | 8 |
| 2025-06 | 10 |
| 2025-07 | 5 |
| 2025-08 | 11 |
| 2025-09 | 7 |
| 2025-10 | 3 |
| 2025-11 | 5 |
| 2025-12 | 25 |
| 2026-01 | 4 |
| 2026-02 | 4 |
| 2026-03 | 3 |
| 2026-04 | 6 |
| 2026-05 | 7 |
| 2026-06 | 9 |
| 2026-07 | 13 |
| 2026-08 | 10 |
| 2026-09 | 8 |
| 2026-10 | 8 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial37 · 13.7%Captive finance
- Kubota Credit24 · 8.9%Captive finance
- VALLEY NATIONAL BANK13 · 4.8%Bank
- PNC BANK, NATIONAL ASSOCIATION9 · 3.3%Bank
- STERLING FINANCIAL INC.8 · 3.0%Independent
- DFCU FINANCIAL8 · 3.0%Independent
- Bank
- THE BANK OF TAMPA7 · 2.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated333 · 81.2%
- Agriculture63 · 15.4%
- Construction13 · 3.2%
- IT & office1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | ZOC Lithia | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BEACH FACTORS LLC Other | Nov 2023 |
84 | ROL Lithia | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | Kubota Credit Captive finance | Aug 2022 |
81 | JIM Lithia | Construction 47 mo old · peak window+35Near the 48-month mark+7 | JCB FINANCE Captive finance | Nov 2022 |
79 | B & Lithia | Construction 36 mo old · peak window+35Near the 36-month mark+10 | JCB FINANCE Captive finance | Oct 2023 |
79 | B & Lithia | Construction 36 mo old · peak window+35Near the 36-month mark+10 | JCB FINANCE Captive finance | Oct 2023 |
78 | BAR Lithia | Equipment 35 mo old · early+32Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2023 |
78 | BAR Lithia | Equipment 35 mo old · early+32Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2023 |
78 | NOX Lithia | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | FLEXIBILITY CAPITAL INC Independent | Dec 2022 |
Equipment types in Lithia
Nearby cities
- Riverview1,947
- Plant City1,939
- Brandon1,567
- Wesley Chapel1,450
- Lutz1,308
- Odessa783
- Dade City771
- Valrico731
- Zephyrhills664
- Seffner515
- Ruskin493
- Dover432
Questions
How many equipment loans are active in Lithia, FL?
How many equipment loans in Lithia, FL end in the next six months?
Which lenders finance the most equipment in Lithia, FL?
What equipment is financed most in Lithia, FL?
Is Lithia, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.