Updated November 11, 2026
Equipment financing activity in Hernando Beach, FL
Hernando Beach has 39 active UCC filings for equipment across 21 businesses, about 1.9 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, up 125% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Caterpillar Financial leads with 13%, followed by BAYFIRST NATIONAL BANK, A NATIONAL BANKING ASSOCIATION at 13%. Banks and credit unions hold 40%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+125% on the year before
New equipment filings by month
Hernando Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 4 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial2 · 13.3%Captive finance
- Bank
- BANK OZK1 · 6.7%Bank
- M&D CAPITAL NY LLC1 · 6.7%Independent
- Bank
- NORTH MILL CREDIT TRUST1 · 6.7%Independent
- SOUTHSTATE BANK, N.A.1 · 6.7%Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated36 · 92.3%
- Construction2 · 5.1%
- Manufacturing1 · 2.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | FOU Hernando Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | US BUSINESS SERVICES Other | Oct 2023 |
69 | THE Hernando Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2023 |
69 | BLU Hernando Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2023 |
69 | AFL Hernando Beach | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | LILY ADVANCE LLC Other | Oct 2022 |
69 | BLU Hernando Beach | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | LILY ADVANCE LLC Other | Oct 2022 |
69 | BEL Hernando Beach | Manufacturing 49 mo old · late window+33Near the 48-month mark+7 | Toyota Industries Commercial Finance Captive finance | Sep 2022 |
66 | AFL Hernando Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | ACME COMPANY Other | Sep 2023 |
66 | AFL Hernando Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2023 |
Nearby cities
- Spring Hill1,511
- New Port Richey1,392
- Brooksville1,262
- Palm Harbor1,186
- Hudson943
- Oldsmar767
- Tarpon Springs747
- Land O Lakes717
- Dunedin612
- Port Richey562
- Holiday392
- Safety Harbor299
Top lenders in Hernando Beach
- Caterpillar Financial2
- BAYFIRST NATIONAL BANK, A NATIONAL BANKING ASSOCIATION2
- BANK OZK1
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC1
- NORTH MILL CREDIT TRUST1
- SOUTHSTATE BANK, N.A.1
- FIRST BUSINESS SPECIALTY FINANCE, LLC1
- CAPITAL CITY BANK1
- Toyota Industries Commercial Finance1
Questions
How many equipment loans are active in Hernando Beach, FL?
How many equipment loans in Hernando Beach, FL end in the next six months?
Which lenders finance the most equipment in Hernando Beach, FL?
What equipment is financed most in Hernando Beach, FL?
Is Hernando Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.