Updated November 12, 2026
Equipment financing activity in East Palatka, FL
East Palatka has 124 active UCC filings for equipment across 71 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 28. 26 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Kubota Credit dominates with 26% of active filings. Agriculture is the largest equipment type, at 23%. Captive finance arms of the manufacturers write 43% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
East Palatka, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 1 |
| 2025-03 | 5 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 6 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 3 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 2 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit22 · 26.2%Captive finance
- John Deere Financial10 · 11.9%Captive finance
- ONE FLORIDA BANK7 · 8.3%Bank
- Bank
- CAPITAL CITY BANK3 · 3.6%Bank
- VYSTAR CREDIT UNION3 · 3.6%Bank
- DLL3 · 3.6%Independent
- TRIAD FINANCIAL SERVICES, INC.3 · 3.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated86 · 69.4%
- Agriculture29 · 23.4%
- Construction9 · 7.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | CRA East Palatka | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE Bank | Sep 2023 |
79 | ROL East Palatka | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
78 | AQU East Palatka | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | SUNSHINE POOLS OF FLORIDA LLC Other | Sep 2023 |
75 | J & East Palatka | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
74 | NEW East Palatka | Equipment 42 mo old · peak window+35Active, no continuation+10 | ONE FLORIDA BANK Bank | Apr 2023 |
71 | WAR East Palatka | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | SOUTHSTATE BANK NA Bank | Nov 2022 |
69 | AQU East Palatka | Agriculture 31 mo old · early+20Active, no continuation+10 | Kubota Credit Captive finance | Mar 2024 |
69 | NOR East Palatka | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | TRIAD FINANCIAL SERVICES, INC. Independent | Oct 2023 |
Equipment types in East Palatka
Nearby cities
- Daytona Beach1,639
- Ormond Beach1,164
- Palm Coast1,154
- Port Orange886
- New Smyrna Beach842
- Bunnell556
- Palatka548
- Edgewater335
- The Villages317
- South Daytona269
- Lady Lake249
- Hastings236
Questions
How many equipment loans are active in East Palatka, FL?
How many equipment loans in East Palatka, FL end in the next six months?
Which lenders finance the most equipment in East Palatka, FL?
What equipment is financed most in East Palatka, FL?
Is East Palatka, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.