Updated November 11, 2026
Construction equipment loans in Fruita, CO
Fruita has 33 active UCC filings for construction equipment across 21 businesses, about 1.6 per business, so repeat borrowers are common. 11 new filings were recorded in the last 12 months, up 83% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by Wells Fargo Vendor Financial Services, LLC at 13%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+83% on the year before
New equipment filings by month
Fruita, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 4 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial5 · 16.1%Captive finance
- Bank
- John Deere Financial4 · 12.9%Captive finance
- PNC Bank, National Association4 · 12.9%Bank
- Stearns Bank Equipment Finance3 · 9.7%Bank
- DLL2 · 6.5%Independent
- WAGNER EQUIPMENT COMPANY2 · 6.5%Captive finance
- Auxilior Capital Partners, Inc.2 · 6.5%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
92 | Pre Fruita | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
90 | DIR Fruita | Construction 41 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
83 | T A Fruita | Construction 34 mo old · early+29Near the 36-month mark+4 | Stearns Bank Equipment Finance Bank | Jan 2024 |
80 | PRO Fruita | Construction 40 mo old · peak window+35Active, no continuation+10 | PNC Bank, National Association Bank | Jun 2023 |
72 | POU Fruita | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Stearns Bank Equipment Finance Bank | Sep 2023 |
67 | Roa Fruita | Construction 37 mo old · peak window+35Moved to another lender Jul 2024 | Wells Fargo Vendor Financial Services, LLC Bank | Sep 2023 |
65 | AGA Fruita | Construction 41 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Jun 2023 |
63 | Wes Fruita | Construction 54 mo old · late window+23Also a blanket lien | Corporation Service Company, as Representative Other | Apr 2022 |
Construction in nearby cities
Construction across ColoradoQuestions
How many construction equipment loans are active in Fruita, CO?
How many construction equipment loans in Fruita, CO end in the next six months?
Which lenders finance the most construction equipment in Fruita, CO?
Is Fruita, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.