Updated November 11, 2026
Construction equipment loans in Montrose, CO
Montrose has 335 active UCC filings for construction equipment across 147 businesses, about 2.3 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 84. 76 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. WAGNER EQUIPMENT COMPANY dominates with 28% of active filings. Captive finance arms of the manufacturers write 67% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Montrose, CO, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 2 |
| 2025-03 | 11 |
| 2025-04 | 7 |
| 2025-05 | 11 |
| 2025-06 | 6 |
| 2025-07 | 7 |
| 2025-08 | 9 |
| 2025-09 | 2 |
| 2025-10 | 8 |
| 2025-11 | 8 |
| 2025-12 | 9 |
| 2026-01 | 10 |
| 2026-02 | 6 |
| 2026-03 | 8 |
| 2026-04 | 7 |
| 2026-05 | 7 |
| 2026-06 | 5 |
| 2026-07 | 9 |
| 2026-08 | 5 |
| 2026-09 | 9 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY92 · 28.3%Captive finance
- Caterpillar Financial62 · 19.1%Captive finance
- Bank
- John Deere Financial31 · 9.5%Captive finance
- Stearns Bank Equipment Finance16 · 4.9%Bank
- JCB FINANCE12 · 3.7%Captive finance
- Komatsu Financial8 · 2.5%Captive finance
- Kubota Credit5 · 1.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
97 | Alp Montrose | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Oct 2023 |
97 | Alp Montrose | Construction 47 mo old · peak window+35Near the 48-month mark+7 | JCB FINANCE Captive finance | Nov 2022 |
95 | YOU Montrose | Construction 49 mo old · late window+33Near the 48-month mark+7 | POWER MOTIVE CORPORATION Other | Oct 2022 |
94 | HAY Montrose | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
94 | PRE Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | PRE Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
Questions
How many construction equipment loans are active in Montrose, CO?
How many construction equipment loans in Montrose, CO end in the next six months?
Which lenders finance the most construction equipment in Montrose, CO?
Is Montrose, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.