Updated November 11, 2026
Construction equipment loans in Golden, CO
Golden has 284 active UCC filings for construction equipment across 83 businesses, about 3.4 per business, so repeat borrowers are common. 77 new filings were recorded in the last 12 months, up 24% on the year before. 65 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 33% of active filings. Captive finance arms of the manufacturers write 68% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+24% on the year before
New equipment filings by month
Golden, CO, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 1 |
| 2025-03 | 6 |
| 2025-04 | 5 |
| 2025-05 | 5 |
| 2025-06 | 8 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 2 |
| 2025-10 | 9 |
| 2025-11 | 4 |
| 2025-12 | 6 |
| 2026-01 | 1 |
| 2026-02 | 3 |
| 2026-03 | 3 |
| 2026-04 | 5 |
| 2026-05 | 13 |
| 2026-06 | 2 |
| 2026-07 | 12 |
| 2026-08 | 9 |
| 2026-09 | 19 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial90 · 32.7%Captive finance
- WAGNER EQUIPMENT COMPANY63 · 22.9%Captive finance
- Bank
- John Deere Financial13 · 4.7%Captive finance
- Kubota Credit5 · 1.8%Captive finance
- Bank
- Komatsu Financial4 · 1.5%Captive finance
- PNC Bank, National Association4 · 1.5%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | DEN Golden | Construction 36 mo old · peak window+35Near the 36-month mark+10 | COMMERCIAL CAPITAL COMPANY, LLC Independent | Nov 2023 |
100 | L T Golden | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | RUS Golden | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
97 | KEL Golden | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
97 | KEL Golden | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
94 | Vis Golden | Construction 35 mo old · early+32Near the 36-month mark+7 | BOKF, NA DBA BOK FINANCIAL Bank | Nov 2023 |
94 | KEL Golden | Construction 38 mo old · peak window+35Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
94 | KEL Golden | Construction 38 mo old · peak window+35Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
Construction in nearby cities
- Construction in Lakewood164
- Construction in Arvada211
- Construction in Wheat Ridge69
- Construction in Evergreen56
- Construction in Conifer77
- Construction in Pine26
Questions
How many construction equipment loans are active in Golden, CO?
How many construction equipment loans in Golden, CO end in the next six months?
Which lenders finance the most construction equipment in Golden, CO?
Is Golden, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.