Updated November 11, 2026
Construction equipment loans in Steamboat Springs, CO
Steamboat Springs has 289 active UCC filings for construction equipment across 133 businesses, about 2.2 per business, so repeat borrowers are common. 52 new filings were recorded in the last 12 months, down 21% on the year before. 78 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. Caterpillar Financial dominates with 56% of active filings. Captive finance arms of the manufacturers write 79% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-21% on the year before
New equipment filings by month
Steamboat Springs, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 2 |
| 2025-03 | 8 |
| 2025-04 | 8 |
| 2025-05 | 2 |
| 2025-06 | 6 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 7 |
| 2025-10 | 11 |
| 2025-11 | 6 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 9 |
| 2026-05 | 3 |
| 2026-06 | 5 |
| 2026-07 | 3 |
| 2026-08 | 9 |
| 2026-09 | 6 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial163 · 56.4%Captive finance
- WAGNER EQUIPMENT COMPANY53 · 18.3%Captive finance
- Bank
- Yampa Valley Bank6 · 2.1%Bank
- MOUNTAIN VALLEY BANK5 · 1.7%Bank
- Komatsu Financial5 · 1.7%Captive finance
- PNC Bank, National Association5 · 1.7%Bank
- Stearns Bank Equipment Finance5 · 1.7%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | O & Steamboat Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
94 | Sil Steamboat Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Nov 2023 |
94 | BIG Steamboat Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | Komatsu Financial Captive finance | Nov 2023 |
94 | Sch Steamboat Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | INC Steamboat Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
91 | INC Steamboat Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
91 | Sch Steamboat Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
91 | Sch Steamboat Springs | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Dec 2022 |
Top lenders here
- Caterpillar Financial163
- WAGNER EQUIPMENT COMPANY53
- Wells Fargo Vendor Financial Services, LLC12
- Yampa Valley Bank6
- MOUNTAIN VALLEY BANK5
- Komatsu Financial5
- PNC Bank, National Association5
- Stearns Bank Equipment Finance5
- Western Equipment Finance4
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI3
Questions
How many construction equipment loans are active in Steamboat Springs, CO?
How many construction equipment loans in Steamboat Springs, CO end in the next six months?
Which lenders finance the most construction equipment in Steamboat Springs, CO?
Is Steamboat Springs, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.