UCC Scout

Updated November 11, 2026

Construction equipment loans in Lakewood, CO

Lakewood has 164 active UCC filings for construction equipment across 85 businesses, about 1.9 per business, so repeat borrowers are common. 42 new filings were recorded in the last 12 months, down 13% on the year before. 35 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Caterpillar Financial dominates with 23% of active filings. Captive finance arms of the manufacturers write 56% of it, so dealer relationships matter here.

164

Active equipment filings

35

Likely ending in the next 6 months

36, 48 or 60 month term

85

Businesses with active filings

42

New filings, last 12 months

-12% on the year before

New equipment filings by month

Lakewood, CO, last 24 months. The current month is still coming in.

84Dec 2024: 8Dec 24Jan 2025: 4Feb 2025: 4Mar 2025: 3MarApr 2025: 5May 2025: 3Jun 2025: 5JunJul 2025: 2Aug 2025: 3Sep 2025: 1SepOct 2025: 7Nov 2025: 5Dec 2025: 1DecJan 2026: 4Feb 2026: 7Mar 2026: 5MarApr 2026: 5May 2026: 2Jun 2026: 3JunJul 2026: 2Aug 2026: 7Sep 2026: 2SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Lakewood, CO
2024-128
2025-014
2025-024
2025-033
2025-045
2025-053
2025-065
2025-072
2025-083
2025-091
2025-107
2025-115
2025-121
2026-014
2026-027
2026-035
2026-045
2026-052
2026-063
2026-072
2026-087
2026-092
2026-100
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. Bank
  3. Captive finance
  4. Captive finance
  5. DLL10 · 6.3%
    Independent
  6. Independent
  7. Captive finance
  8. Independent

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 164 with names
97
KOD
Lakewood
Construction
37 mo old · peak window+35Near the 36-month mark+7
DLL
95
FAS
Lakewood
Construction
48 mo old · peak window+35Near the 48-month mark+10
John Deere Financial
90
UND
Lakewood
Construction
40 mo old · peak window+35Active, no continuation+10
Bell Bank
90
ROC
Lakewood
Construction
44 mo old · peak window+35Active, no continuation+10
John Deere Financial
90
Rob
Lakewood
Construction
44 mo old · peak window+35Also a blanket lien
DLL
90
B &
Lakewood
Construction
48 mo old · peak window+35Near the 48-month mark+10
Wells Fargo Vendor Financial Services, LLC
88
KOD
Lakewood
Construction
34 mo old · early+29Near the 36-month mark+4
FINANCIAL AGENT SERVICES
87
DEY
Lakewood
Construction
37 mo old · peak window+35Near the 36-month mark+7
DLL

Other equipment in Lakewood

All equipment in Lakewood

Questions

How many construction equipment loans are active in Lakewood, CO?
164 UCC filings for construction equipment against 85 businesses in Lakewood, CO are active, meaning not terminated or lapsed.
How many construction equipment loans in Lakewood, CO end in the next six months?
About 35: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in Lakewood, CO?
Caterpillar Financial (36), Wells Fargo Vendor Financial Services, LLC (25), WAGNER EQUIPMENT COMPANY (23), counting active filings.
Is Lakewood, CO equipment financing growing?
42 new filings in the last 12 months against 48 in the 12 before, down 12%.

Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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