Updated November 11, 2026
Equipment financing activity in Montrose County, CO
Montrose County has 822 active UCC filings for equipment across 484 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 178. 213 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: WAGNER EQUIPMENT COMPANY leads with 7%, followed by Caterpillar Financial at 6%. Construction is the largest equipment type, at 22%. Banks and credit unions hold 43%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Montrose County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 15 |
| 2025-02 | 10 |
| 2025-03 | 18 |
| 2025-04 | 15 |
| 2025-05 | 15 |
| 2025-06 | 14 |
| 2025-07 | 19 |
| 2025-08 | 20 |
| 2025-09 | 9 |
| 2025-10 | 14 |
| 2025-11 | 17 |
| 2025-12 | 13 |
| 2026-01 | 15 |
| 2026-02 | 15 |
| 2026-03 | 19 |
| 2026-04 | 18 |
| 2026-05 | 20 |
| 2026-06 | 21 |
| 2026-07 | 12 |
| 2026-08 | 15 |
| 2026-09 | 18 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY40 · 7.1%Captive finance
- Caterpillar Financial36 · 6.4%Captive finance
- John Deere Financial33 · 5.9%Captive finance
- Bank of Colorado29 · 5.1%Bank
- Bank
- Timberline Bank18 · 3.2%Bank
- Bank
- Kubota Credit12 · 2.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated303 · 36.9%
- Blanket liens240 · 29.2%
- Construction181 · 22.0%
- Agriculture48 · 5.8%
- Manufacturing13 · 1.6%
- Trucks & trailers11 · 1.3%
- Medical10 · 1.2%
- IT & office7 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
97 | Alp Montrose | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Oct 2023 |
97 | Alp Montrose | Construction 47 mo old · peak window+35Near the 48-month mark+7 | JCB FINANCE Captive finance | Nov 2022 |
95 | POW Montrose | Restaurant 49 mo old · late window+33Near the 48-month mark+7 | Zions Bancorporation, N.A. dba Vectra Bank Colorado Bank | Oct 2022 |
94 | BRU Naturita | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Dec 2023 |
94 | HAY Montrose | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
94 | REA Naturita | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Questions
How many equipment loans are active in Montrose County?
How many equipment loans in Montrose County end in the next six months?
Which lenders finance the most equipment in Montrose County?
What equipment is financed most in Montrose County?
Is Montrose County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.