Updated November 12, 2026
Equipment financing activity in Montrose, CO
Montrose has 1,038 active UCC filings for equipment across 554 businesses, about 1.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 234. 284 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: WAGNER EQUIPMENT COMPANY leads with 12%, followed by Caterpillar Financial at 8%. Construction is the largest equipment type, at 32%. Banks and credit unions hold 41%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Montrose, CO, last 24 months. The current month is still coming in.
| 2024-12 | 25 |
|---|---|
| 2025-01 | 18 |
| 2025-02 | 12 |
| 2025-03 | 32 |
| 2025-04 | 24 |
| 2025-05 | 24 |
| 2025-06 | 21 |
| 2025-07 | 21 |
| 2025-08 | 23 |
| 2025-09 | 11 |
| 2025-10 | 18 |
| 2025-11 | 22 |
| 2025-12 | 17 |
| 2026-01 | 26 |
| 2026-02 | 18 |
| 2026-03 | 24 |
| 2026-04 | 25 |
| 2026-05 | 21 |
| 2026-06 | 24 |
| 2026-07 | 19 |
| 2026-08 | 21 |
| 2026-09 | 21 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY95 · 12.2%Captive finance
- Caterpillar Financial63 · 8.1%Captive finance
- John Deere Financial57 · 7.3%Captive finance
- Bank
- Bank
- TIMBERLINE BANK29 · 3.7%Bank
- Bank of Colorado26 · 3.4%Bank
- Stearns Bank Equipment Finance21 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated340 · 32.8%
- Construction335 · 32.3%
- Blanket liens239 · 23.0%
- Agriculture61 · 5.9%
- Manufacturing21 · 2.0%
- Trucks & trailers12 · 1.2%
- Medical9 · 0.9%
- Vehicles9 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
97 | Alp Montrose | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Oct 2023 |
97 | Alp Montrose | Construction 47 mo old · peak window+35Near the 48-month mark+7 | JCB FINANCE Captive finance | Nov 2022 |
95 | POW Montrose | Restaurant 49 mo old · late window+33Near the 48-month mark+7 | Zions Bancorporation, N.A. dba Vectra Bank Colorado Bank | Oct 2022 |
95 | YOU Montrose | Construction 49 mo old · late window+33Near the 48-month mark+7 | POWER MOTIVE CORPORATION Other | Oct 2022 |
94 | HAY Montrose | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
94 | PRE Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
Equipment types in Montrose
Top lenders in Montrose
- WAGNER EQUIPMENT COMPANY95
- Caterpillar Financial63
- John Deere Financial57
- Alpine Bank, A Colorado Banking Corporation39
- Wells Fargo Vendor Financial Services, LLC35
- TIMBERLINE BANK29
- Bank of Colorado26
- Stearns Bank Equipment Finance21
- Citizens State Bank20
- Kubota Credit18
Questions
How many equipment loans are active in Montrose, CO?
How many equipment loans in Montrose, CO end in the next six months?
Which lenders finance the most equipment in Montrose, CO?
What equipment is financed most in Montrose, CO?
Is Montrose, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.