Updated November 11, 2026
Construction equipment loans in Cottage Grove, WI
Cottage Grove has 29 active UCC filings for construction equipment across 11 businesses, about 2.6 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, up 200% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. Caterpillar Financial dominates with 72% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+200% on the year before
New equipment filings by month
Cottage Grove, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial21 · 72.4%Captive finance
- John Deere Financial8 · 27.6%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | R. Cottage Grove | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
61 | R. Cottage Grove | Construction 37 mo old · peak window+35Moved to another lender Jun 2025 | Caterpillar Financial Captive finance | Sep 2023 |
61 | R. Cottage Grove | Construction 37 mo old · peak window+35Moved to another lender Jun 2025 | Caterpillar Financial Captive finance | Sep 2023 |
61 | R. Cottage Grove | Construction 37 mo old · peak window+35Moved to another lender Jun 2025 | Caterpillar Financial Captive finance | Sep 2023 |
57 | REO Cottage Grove | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
54 | Vin Cottage Grove | Construction 41 mo old · peak window+35Moved to another lender Dec 2023 | John Deere Financial Captive finance | May 2023 |
52 | NEW Cottage Grove | Construction 56 mo old · late window+18Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
49 | R. Cottage Grove | Construction 0 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Nov 2026 |
Construction in nearby cities
- Construction in Janesville37
- Construction in Beloit39
- Construction in Verona33
- Construction in Waunakee32
- Construction in Oregon27
- Construction in Dane27
Top lenders here
Questions
How many construction equipment loans are active in Cottage Grove, WI?
How many construction equipment loans in Cottage Grove, WI end in the next six months?
Which lenders finance the most construction equipment in Cottage Grove, WI?
Is Cottage Grove, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.