Updated November 11, 2026
Construction equipment loans in Beloit, WI
Beloit has 39 active UCC filings for construction equipment across 16 businesses, about 2.4 per business, so repeat borrowers are common. 13 new filings were recorded in the last 12 months, up 86% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 59% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+86% on the year before
New equipment filings by month
Beloit, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 3 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial23 · 59.0%Captive finance
- John Deere Financial10 · 25.6%Captive finance
- Komatsu Financial3 · 7.7%Captive finance
- JCB FINANCE3 · 7.7%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | CAR Beloit | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Oct 2023 |
91 | ATL Beloit | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
91 | ATL Beloit | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
74 | CAR Beloit | Construction 53 mo old · late window+25Active, no continuation+10 | John Deere Financial Captive finance | Jun 2022 |
72 | COR Beloit | Construction 54 mo old · late window+23Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2022 |
67 | COR Beloit | Construction 58 mo old · late window+14Near the 60-month mark+4 | Caterpillar Financial Captive finance | Dec 2021 |
67 | COR Beloit | Construction 58 mo old · late window+14Near the 60-month mark+4 | Caterpillar Financial Captive finance | Dec 2021 |
58 | WAT Beloit | Construction 46 mo old · peak window+35Moved to another lender Jul 2025 | Caterpillar Financial Captive finance | Jan 2023 |
Construction in nearby cities
- Construction in Janesville37
- Construction in Verona33
- Construction in Waunakee32
- Construction in Oregon27
- Construction in Cottage Grove29
- Construction in Dane27
Top lenders here
Questions
How many construction equipment loans are active in Beloit, WI?
How many construction equipment loans in Beloit, WI end in the next six months?
Which lenders finance the most construction equipment in Beloit, WI?
Is Beloit, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.