Updated November 11, 2026
Construction equipment loans in Waunakee, WI
Waunakee has 32 active UCC filings for construction equipment across 14 businesses, about 2.3 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, down 30% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. Caterpillar Financial dominates with 66% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-30% on the year before
New equipment filings by month
Waunakee, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial21 · 65.6%Captive finance
- John Deere Financial10 · 31.3%Captive finance
- Komatsu Financial1 · 3.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | WHI Waunakee | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
89 | WHI Waunakee | Construction 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
84 | WHI Waunakee | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
77 | WHI Waunakee | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
77 | SPA Waunakee | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
73 | BEA Waunakee | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
71 | ROB Waunakee | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
67 | SPA Waunakee | Construction 30 mo old · early+18Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
Construction in nearby cities
- Construction in Janesville37
- Construction in Beloit39
- Construction in Verona33
- Construction in Oregon27
- Construction in Cottage Grove29
- Construction in Dane27
Top lenders here
Questions
How many construction equipment loans are active in Waunakee, WI?
How many construction equipment loans in Waunakee, WI end in the next six months?
Which lenders finance the most construction equipment in Waunakee, WI?
Is Waunakee, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.