Updated November 11, 2026
Equipment financing activity in Cottage Grove, WI
Cottage Grove has 478 active UCC filings for equipment across 230 businesses, about 2.1 per business, so repeat borrowers are common. 108 new filings were recorded in the last 12 months, up 27% on the year before. 129 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: John Deere Financial leads with 8%, followed by Bank First, N.A. at 7%. Banks and credit unions hold 67%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Cottage Grove, WI, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 4 |
| 2025-03 | 23 |
| 2025-04 | 7 |
| 2025-05 | 7 |
| 2025-06 | 6 |
| 2025-07 | 3 |
| 2025-08 | 10 |
| 2025-09 | 4 |
| 2025-10 | 5 |
| 2025-11 | 12 |
| 2025-12 | 11 |
| 2026-01 | 7 |
| 2026-02 | 6 |
| 2026-03 | 4 |
| 2026-04 | 3 |
| 2026-05 | 11 |
| 2026-06 | 16 |
| 2026-07 | 14 |
| 2026-08 | 8 |
| 2026-09 | 9 |
| 2026-10 | 8 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial29 · 7.9%Captive finance
- Bank First, N.A.26 · 7.1%Bank
- NICOLET NATIONAL BANK21 · 5.7%Bank
- Caterpillar Financial21 · 5.7%Captive finance
- Monona Bank17 · 4.6%Bank
- JOHNSON BANK17 · 4.6%Bank
- DLL15 · 4.1%Independent
- First Business Bank14 · 3.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated415 · 86.8%
- Agriculture32 · 6.7%
- Construction29 · 6.1%
- Trucks & trailers2 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | SHA Cottage Grove | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Miller-Bradford & Risberg Inc Other | Oct 2023 |
84 | R. Cottage Grove | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
81 | JOH Cottage Grove | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CG MACHINERY LLC Other | Nov 2022 |
80 | SK- Cottage Grove | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | CNH Industrial Capital Captive finance | Jul 2022 |
78 | R. Cottage Grove | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | 1st Source Bank, Construction Equipment Division Bank | Aug 2023 |
78 | SKA Cottage Grove | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
78 | R. Cottage Grove | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Wells Fargo Bank, N.A. Bank | Dec 2022 |
76 | JOH Cottage Grove | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Rhyme Business Products Other | Jan 2023 |
Equipment types in Cottage Grove
Nearby cities
- Janesville1,647
- Beloit1,122
- Sun Prairie874
- Verona705
- Waunakee565
- Monroe561
- Oregon560
- Fort Atkinson504
- Stoughton448
- Darlington418
- Richland Center373
- De Forest354
Top lenders in Cottage Grove
- John Deere Financial29
- Bank First, N.A.26
- NICOLET NATIONAL BANK21
- Caterpillar Financial21
- Monona Bank17
- JOHNSON BANK17
- DLL15
- First Business Bank14
- ONE COMMUNITY BANK10
- Bank of Deerfield10
Questions
How many equipment loans are active in Cottage Grove, WI?
How many equipment loans in Cottage Grove, WI end in the next six months?
Which lenders finance the most equipment in Cottage Grove, WI?
What equipment is financed most in Cottage Grove, WI?
Is Cottage Grove, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.