Updated November 11, 2026
Equipment financing activity in Zion Crossroads, VA
Zion Crossroads has 27 active UCC filings for equipment across 18 businesses, about 1.5 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 500% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. WebBank, its successors and assignees dominates with 40% of active filings. Banks and credit unions hold 80%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+500% on the year before
New equipment filings by month
Zion Crossroads, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 5 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- Kubota Credit1 · 6.7%Captive finance
- Caterpillar Financial1 · 6.7%Captive finance
- Wells Fargo Bank, N.A.1 · 6.7%Bank
- United Bank1 · 6.7%Bank
- Security Bank and Trust Company1 · 6.7%Bank
- Bank
- John Deere Financial1 · 6.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated22 · 81.5%
- Agriculture2 · 7.4%
- Construction1 · 3.7%
- Blanket liens1 · 3.7%
- Vehicles1 · 3.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | SPR Zion Crossroads | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Sep 2022 |
53 | Pea Zion Crossroads | Equipment 35 mo old · early+32Near the 36-month mark+7 | INNOVATION REFUNDS Other | Dec 2023 |
53 | Pen Zion Crossroads | Equipment 35 mo old · early+32Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Nov 2023 |
53 | SUS Zion Crossroads | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Corporation Service Company, As Representative Other | Aug 2023 |
53 | HEA Zion Crossroads | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Corporation Service Company, As Representative Other | Aug 2023 |
52 | WIL Zion Crossroads | Equipment 33 mo old · early+26Near the 36-month mark+2 | WebBank, its successors and assignees Bank | Jan 2024 |
47 | Jer Zion Crossroads | Equipment 34 mo old · early+29Near the 36-month mark+4 | University of Virginia Community Credit Union, Inc. Bank | Dec 2023 |
41 | Zio Zion Crossroads | Equipment 52 mo old · late window+27Active, no continuation+10 | Security Bank and Trust Company Bank | Jun 2022 |
Nearby cities
- Charlottesville1,807
- Waynesboro478
- Orange222
- Palmyra147
- Crozet133
- Troy122
- Ruckersville114
- Gordonsville109
- Fishersville96
- Barboursville79
- Earlysville76
- Charlottesvle70
Questions
How many equipment loans are active in Zion Crossroads, VA?
How many equipment loans in Zion Crossroads, VA end in the next six months?
Which lenders finance the most equipment in Zion Crossroads, VA?
What equipment is financed most in Zion Crossroads, VA?
Is Zion Crossroads, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.