Updated November 11, 2026
Equipment financing activity in Stony Creek, VA
Stony Creek has 70 active UCC filings for equipment across 25 businesses, about 2.8 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, down 29% on the year before. 21 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. John Deere Financial dominates with 35% of active filings. Agriculture is the largest equipment type, at 26%. Captive finance arms of the manufacturers write 43% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-29% on the year before
New equipment filings by month
Stony Creek, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 4 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 2 |
| 2026-03 | 4 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial18 · 35.3%Captive finance
- The Bank of Southside Virginia9 · 17.6%Bank
- Bank
- Caterpillar Financial2 · 3.9%Captive finance
- Navitas Credit Corp.2 · 3.9%Independent
- Commodity Credit Corporation2 · 3.9%Independent
- Independent
- Kubota Credit1 · 2.0%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated46 · 65.7%
- Agriculture18 · 25.7%
- Construction6 · 8.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | LEW Stony Creek | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
91 | DIR Stony Creek | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
84 | DIR Stony Creek | Agriculture 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
74 | Bar Stony Creek | Equipment 42 mo old · peak window+35Active, no continuation+10 | SOUTHERN STATES COOPERATIVE, INCORPORATED Other | Apr 2023 |
74 | WW Stony Creek | Equipment 42 mo old · peak window+35Active, no continuation+10 | MAGNUS 123 TRUST Other | Apr 2023 |
74 | Dal Stony Creek | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | INTERNET TRUCKSTOP PAYMENTS LLC Other | Oct 2022 |
73 | Bar Stony Creek | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
69 | CLA Stony Creek | Agriculture 44 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Feb 2023 |
Nearby cities
- Chester763
- Chesterfield708
- Petersburg519
- Colonial Heights243
- Franklin218
- Hopewell211
- Prince George200
- Emporia192
- South Chesterfield115
- Blackstone113
- Courtland102
- Wakefield88
Top lenders in Stony Creek
- John Deere Financial18
- The Bank of Southside Virginia9
- Wells Fargo Vendor Financial Services, LLC2
- Caterpillar Financial2
- Navitas Credit Corp.2
- Commodity Credit Corporation2
- DFS FINANCE, A DIVISION OF FIRST NATIONAL BANK OF OMAHA2
- Kubota Credit1
- CNH Industrial Capital1
- Financial Pacific Leasing, Inc.1
Questions
How many equipment loans are active in Stony Creek, VA?
How many equipment loans in Stony Creek, VA end in the next six months?
Which lenders finance the most equipment in Stony Creek, VA?
What equipment is financed most in Stony Creek, VA?
Is Stony Creek, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.