Updated November 11, 2026
Equipment financing activity in Chester, VA
Chester has 763 active UCC filings for equipment across 482 businesses, about 1.6 per business, so repeat borrowers are common. 172 new filings were recorded in the last 12 months, up 22% on the year before. 190 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 8%, followed by TowneBank at 5%. Construction is the largest equipment type, at 10%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+22% on the year before
New equipment filings by month
Chester, VA, last 24 months. The current month is still coming in.
| 2024-12 | 12 |
|---|---|
| 2025-01 | 13 |
| 2025-02 | 13 |
| 2025-03 | 8 |
| 2025-04 | 19 |
| 2025-05 | 12 |
| 2025-06 | 12 |
| 2025-07 | 4 |
| 2025-08 | 14 |
| 2025-09 | 10 |
| 2025-10 | 6 |
| 2025-11 | 7 |
| 2025-12 | 26 |
| 2026-01 | 10 |
| 2026-02 | 17 |
| 2026-03 | 16 |
| 2026-04 | 11 |
| 2026-05 | 11 |
| 2026-06 | 10 |
| 2026-07 | 8 |
| 2026-08 | 15 |
| 2026-09 | 19 |
| 2026-10 | 22 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial38 · 8.4%Captive finance
- TowneBank21 · 4.7%Bank
- Kubota Credit14 · 3.1%Captive finance
- ATLANTIC UNION BANK14 · 3.1%Bank
- John Deere Financial13 · 2.9%Captive finance
- Navitas Credit Corp.12 · 2.7%Independent
- Bank
- Wells Fargo Bank, N.A.10 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated639 · 83.7%
- Construction78 · 10.2%
- Agriculture21 · 2.8%
- Blanket liens19 · 2.5%
- Manufacturing3 · 0.4%
- Trucks & trailers3 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | JNJ Chester | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2023 |
81 | 3P Chester | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | M&T EQUIPMENT FINANCE CORPORATION Independent | Sep 2023 |
81 | 3P Chester | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | M&T EQUIPMENT FINANCE CORPORATION Independent | Sep 2023 |
81 | 3P Chester | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | M&T EQUIPMENT FINANCE CORPORATION Independent | Sep 2023 |
79 | FAD Chester | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
79 | AJ1 Chester | Equipment 49 mo old · late window+33Near the 48-month mark+7 | EC Master Trust Other | Sep 2022 |
78 | Bos Chester | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Pawnee Leasing Corporation Independent | Dec 2022 |
76 | CEN Chester | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
Equipment types in Chester
Nearby cities
- Chesterfield708
- Petersburg519
- Colonial Heights243
- Franklin218
- Hopewell211
- Prince George200
- Emporia192
- South Chesterfield115
- Blackstone113
- Courtland102
- Wakefield88
- Waverly87
Questions
How many equipment loans are active in Chester, VA?
How many equipment loans in Chester, VA end in the next six months?
Which lenders finance the most equipment in Chester, VA?
What equipment is financed most in Chester, VA?
Is Chester, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.