Updated November 11, 2026
Equipment financing activity in Chesterfield, VA
Chesterfield has 708 active UCC filings for equipment across 447 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 139. 180 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 14%, followed by John Deere Financial at 6%. Construction is the largest equipment type, at 10%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Chesterfield, VA, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 10 |
| 2025-03 | 14 |
| 2025-04 | 11 |
| 2025-05 | 5 |
| 2025-06 | 6 |
| 2025-07 | 12 |
| 2025-08 | 11 |
| 2025-09 | 12 |
| 2025-10 | 18 |
| 2025-11 | 10 |
| 2025-12 | 19 |
| 2026-01 | 10 |
| 2026-02 | 11 |
| 2026-03 | 14 |
| 2026-04 | 14 |
| 2026-05 | 9 |
| 2026-06 | 17 |
| 2026-07 | 11 |
| 2026-08 | 10 |
| 2026-09 | 9 |
| 2026-10 | 11 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial49 · 14.3%Captive finance
- John Deere Financial21 · 6.1%Captive finance
- Kubota Credit14 · 4.1%Captive finance
- Bank
- Bank
- TowneBank9 · 2.6%Bank
- Bank
- FIRST COMMUNITY BANK8 · 2.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated582 · 82.2%
- Construction73 · 10.3%
- Agriculture26 · 3.7%
- Blanket liens20 · 2.8%
- Vehicles3 · 0.4%
- Trucks & trailers2 · 0.3%
- IT & office1 · 0.1%
- Manufacturing1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | RIC Chesterfield | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
84 | DTM Chesterfield | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2023 |
84 | ALM Chesterfield | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
84 | DTM Chesterfield | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FLOWERS FINANCE, LLC Independent | Oct 2022 |
81 | COM Chesterfield | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | m2 Equipment Finance LLC Independent | Sep 2023 |
81 | ALM Chesterfield | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
81 | ALM Chesterfield | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
81 | ALM Chesterfield | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
Equipment types in Chesterfield
Nearby cities
- Chester763
- Petersburg519
- Colonial Heights243
- Franklin218
- Hopewell211
- Prince George200
- Emporia192
- South Chesterfield115
- Blackstone113
- Courtland102
- Wakefield88
- Waverly87
Top lenders in Chesterfield
- Caterpillar Financial49
- John Deere Financial21
- Kubota Credit14
- First-Citizens Bank and Trust Company10
- Wells Fargo Vendor Financial Services, LLC9
- TowneBank9
- Sheffield Financial, a division of Truist Bank8
- FIRST COMMUNITY BANK8
- DLL7
- Oakmont Capital Holdings LLC6
Questions
How many equipment loans are active in Chesterfield, VA?
How many equipment loans in Chesterfield, VA end in the next six months?
Which lenders finance the most equipment in Chesterfield, VA?
What equipment is financed most in Chesterfield, VA?
Is Chesterfield, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.