Updated November 11, 2026
Equipment financing activity in South Hill, VA
South Hill has 234 active UCC filings for equipment across 97 businesses, about 2.4 per business, so repeat borrowers are common. 50 new filings were recorded in the last 12 months, up 19% on the year before. 60 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Caterpillar Financial leads with 15%, followed by Pinnacle Bank a Tennessee bank at 12%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+19% on the year before
New equipment filings by month
South Hill, VA, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 5 |
| 2025-03 | 5 |
| 2025-04 | 3 |
| 2025-05 | 4 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 2 |
| 2025-12 | 8 |
| 2026-01 | 2 |
| 2026-02 | 2 |
| 2026-03 | 6 |
| 2026-04 | 7 |
| 2026-05 | 4 |
| 2026-06 | 4 |
| 2026-07 | 6 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial25 · 15.4%Captive finance
- Pinnacle Bank a Tennessee bank19 · 11.7%Bank
- John Deere Financial16 · 9.9%Captive finance
- Touchstone Bank13 · 8.0%Bank
- Bank
- PINNACLE BANK10 · 6.2%Bank
- Bank
- Benchmark Community Bank6 · 3.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated164 · 70.1%
- Construction31 · 13.2%
- Agriculture30 · 12.8%
- Manufacturing3 · 1.3%
- IT & office2 · 0.9%
- Blanket liens1 · 0.4%
- Medical1 · 0.4%
- Trucks & trailers1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | PAR South hill | IT & office 42 mo old · peak window+35Active, no continuation+10 | Cisco Systems Capital Corporation Captive finance | May 2023 |
81 | CD South Hill | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | VAULT 26 CAPITAL LLC Independent | Nov 2022 |
79 | W & South Hill | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
78 | SMI South Hill | Equipment 35 mo old · early+32Near the 36-month mark+7 | Carter Machinery Company, Incorporated Other | Nov 2023 |
78 | CD South Hill | Equipment 35 mo old · early+32Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2023 |
78 | PAR South hill | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | PINNACLE BANK Bank | Aug 2023 |
78 | CD South Hill | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | CFG MERCHANT SOLUTIONS LLC Other | Dec 2022 |
76 | Rat South Hill | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
Equipment types in South Hill
Nearby cities
- Farmville196
- Dillwyn95
- Clarksville72
- Crewe65
- Keysville62
- Kenbridge58
- Bracey51
- Chase City51
- Victoria49
- Brodnax45
- La Crosse44
- Cullen43
Top lenders in South Hill
- Caterpillar Financial25
- Pinnacle Bank a Tennessee bank19
- John Deere Financial16
- Touchstone Bank13
- COLONIAL FARM CREDIT, ACA AS AGENT/NOMINEE11
- PINNACLE BANK10
- First-Citizens Bank and Trust Company9
- Benchmark Community Bank6
- First Western Bank & Trust3
- PNC Bank, National Association3
Questions
How many equipment loans are active in South Hill, VA?
How many equipment loans in South Hill, VA end in the next six months?
Which lenders finance the most equipment in South Hill, VA?
What equipment is financed most in South Hill, VA?
Is South Hill, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.