UCC Scout

Updated November 11, 2026

Construction equipment loans in Kilmarnock, VA

Kilmarnock has 33 active UCC filings for construction equipment across 9 businesses, about 3.7 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 29% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. Caterpillar Financial dominates with 100% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.

33

Active equipment filings

9

Likely ending in the next 6 months

36, 48 or 60 month term

9

Businesses with active filings

5

New filings, last 12 months

-29% on the year before

New equipment filings by month

Kilmarnock, VA, last 24 months. The current month is still coming in.

32Dec 2024: 0Dec 24Jan 2025: 0Feb 2025: 0Mar 2025: 0MarApr 2025: 0May 2025: 0Jun 2025: 1JunJul 2025: 0Aug 2025: 3Sep 2025: 0SepOct 2025: 2Nov 2025: 1Dec 2025: 0DecJan 2026: 0Feb 2026: 0Mar 2026: 0MarApr 2026: 0May 2026: 0Jun 2026: 3JunJul 2026: 0Aug 2026: 1Sep 2026: 1SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Kilmarnock, VA
2024-120
2025-010
2025-020
2025-030
2025-040
2025-050
2025-061
2025-070
2025-083
2025-090
2025-102
2025-111
2025-120
2026-010
2026-020
2026-030
2026-040
2026-050
2026-063
2026-070
2026-081
2026-091
2026-100
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 33 with names
73
FRA
Kilmarnock
Construction
35 mo old · early+32Near the 36-month mark+7
Caterpillar Financial
73
FRA
Kilmarnock
Construction
46 mo old · peak window+35Near the 48-month mark+4
Caterpillar Financial
69
Sev
Kilmarnock
Construction
55 mo old · late window+20Active, no continuation+10
Caterpillar Financial
67
NOR
Kilmarnock
Construction
34 mo old · early+29Near the 36-month mark+4
Caterpillar Financial
52
NOR
Kilmarnock
Construction
30 mo old · early+18Active, no continuation+10
Caterpillar Financial
52
NOR
Kilmarnock
Construction
30 mo old · early+18Active, no continuation+10
Caterpillar Financial
52
NOR
Kilmarnock
Construction
30 mo old · early+18Active, no continuation+10
Caterpillar Financial
49
NOR
Kilmarnock
Construction
29 mo old · early+15Active, no continuation+10
Caterpillar Financial

Top lenders here

Questions

How many construction equipment loans are active in Kilmarnock, VA?
33 UCC filings for construction equipment against 9 businesses in Kilmarnock, VA are active, meaning not terminated or lapsed.
How many construction equipment loans in Kilmarnock, VA end in the next six months?
About 9: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in Kilmarnock, VA?
Caterpillar Financial (31), counting active filings.
Is Kilmarnock, VA equipment financing growing?
5 new filings in the last 12 months against 7 in the 12 before, down 29%.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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