Updated November 11, 2026
Equipment financing activity in Kilmarnock, VA
Kilmarnock has 157 active UCC filings for equipment across 79 businesses, about 2.0 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, up 24% on the year before. 52 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 33% of the book. Caterpillar Financial dominates with 26% of active filings. Construction is the largest equipment type, at 21%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+24% on the year before
New equipment filings by month
Kilmarnock, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 4 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 5 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial31 · 25.6%Captive finance
- Blue Ridge Bank NA31 · 25.6%Bank
- John Deere Financial11 · 9.1%Captive finance
- Chesapeake Bank7 · 5.8%Bank
- Kubota Credit4 · 3.3%Captive finance
- Leaf Capital Funding, LLC3 · 2.5%Independent
- Bank
- CNH Industrial Capital2 · 1.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated98 · 62.4%
- Construction33 · 21.0%
- Agriculture20 · 12.7%
- Blanket liens4 · 2.5%
- Trucks & trailers1 · 0.6%
- Medical1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | Ran Kilmarnock | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
82 | Wel Kilmarnock | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Jan 2024 |
79 | R W Kilmarnock | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
78 | Wel Kilmarnock | Equipment 35 mo old · early+32Near the 36-month mark+7 | Commodity Credit Corporation Independent | Nov 2023 |
76 | COM Kilmarnock | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
73 | FRA Kilmarnock | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
73 | FRA Kilmarnock | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
71 | COM Kilmarnock | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Aug 2023 |
Equipment types in Kilmarnock
Nearby cities
- Fredericksburg2,837
- King George293
- Fredericksbrg237
- Colonial Beach103
- Heathsville74
- Callao69
- Fredricksburg56
- Irvington39
- Hague39
- Bowling Green32
- Champlain28
- Center Cross26
Top lenders in Kilmarnock
- Caterpillar Financial31
- Blue Ridge Bank NA31
- John Deere Financial11
- Chesapeake Bank7
- Kubota Credit4
- Leaf Capital Funding, LLC3
- Ditch Witch Financial Services, a program of BMO Bank N.A.3
- CNH Industrial Capital2
- FARM CREDIT LEASING SERVICES CORPORATION2
- WEBBANK, its successors and assignees2
Questions
How many equipment loans are active in Kilmarnock, VA?
How many equipment loans in Kilmarnock, VA end in the next six months?
Which lenders finance the most equipment in Kilmarnock, VA?
What equipment is financed most in Kilmarnock, VA?
Is Kilmarnock, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.