Updated November 11, 2026
Equipment financing activity in Center Cross, VA
Center Cross has 26 active UCC filings for equipment across 10 businesses, about 2.6 per business, so repeat borrowers are common. 6 new filings were recorded in the last 12 months, up 500% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. John Deere Financial dominates with 60% of active filings. Agriculture is the largest equipment type, at 58%. Captive finance arms of the manufacturers write 70% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+500% on the year before
New equipment filings by month
Center Cross, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial12 · 60.0%Captive finance
- Kubota Credit1 · 5.0%Captive finance
- HOMETRUST BANK1 · 5.0%Bank
- ESSEX BANK1 · 5.0%Bank
- Caterpillar Financial1 · 5.0%Captive finance
- DIVERSIFIED FINANCIAL SERVICES, LLC1 · 5.0%Independent
- Smart Freight Funding LLC1 · 5.0%Independent
- PRIMIS BANK1 · 5.0%Bank
Top equipment types
Active filings by what the collateral describes
- Agriculture15 · 57.7%
- Equipment, type not stated6 · 23.1%
- Blanket liens2 · 7.7%
- Construction2 · 7.7%
- Vehicles1 · 3.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | Hun Center Cross | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Dec 2022 |
73 | Hun Center Cross | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
69 | MTG Center Cross | Agriculture 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
59 | Hun Center Cross | Agriculture 53 mo old · late window+25Active, no continuation+10 | John Deere Financial Captive finance | May 2022 |
52 | Ben Center Cross | Equipment 54 mo old · late window+23Active, no continuation+10 | U.S. SMALL BUSINESS ADMINISTRATION Other | May 2022 |
52 | Hun Center Cross | Construction 57 mo old · late window+16Near the 60-month mark+2 | John Deere Financial Captive finance | Jan 2022 |
46 | MTG Center Cross | Agriculture 28 mo old · early+12Active, no continuation+10 | John Deere Financial Captive finance | Jun 2024 |
44 | MTG Center Cross | Agriculture 49 mo old · late window+33Moved to another lender Feb 2023 | John Deere Financial Captive finance | Oct 2022 |
Nearby cities
- Fredericksburg2,837
- King George293
- Fredericksbrg237
- Kilmarnock157
- Colonial Beach103
- Heathsville74
- Callao69
- Fredricksburg56
- Irvington39
- Hague39
- Bowling Green32
- Champlain28
Questions
How many equipment loans are active in Center Cross, VA?
How many equipment loans in Center Cross, VA end in the next six months?
Which lenders finance the most equipment in Center Cross, VA?
What equipment is financed most in Center Cross, VA?
Is Center Cross, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.