Updated November 11, 2026
Equipment financing activity in Free Union, VA
Free Union has 25 active UCC filings for equipment across 12 businesses, about 2.1 per business, so repeat borrowers are common. 0 new filings were recorded in the last 12 months, down 100% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 40% of the book. Sheffield Financial, a division of Truist Bank dominates with 21% of active filings. Construction is the largest equipment type, at 24%. Captive finance arms of the manufacturers write 42% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-100% on the year before
New equipment filings by month
Free Union, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- John Deere Financial4 · 16.7%Captive finance
- Caterpillar Financial3 · 12.5%Captive finance
- Kubota Credit2 · 8.3%Captive finance
- Pioneer Bank2 · 8.3%Bank
- CNH Industrial Capital1 · 4.2%Captive finance
- Independent
- Wells Fargo Bank, N.A.1 · 4.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated15 · 60.0%
- Construction6 · 24.0%
- Agriculture4 · 16.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | BLU Free Union | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
69 | PIE Free Union | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
59 | Cra Free Union | Equipment 42 mo old · peak window+35Active, no continuation+10 | Pioneer Bank Bank | Apr 2023 |
57 | Cra Free Union | Equipment 34 mo old · early+29Near the 36-month mark+4 | Pioneer Bank Bank | Jan 2024 |
52 | Fre Free Union | Equipment 34 mo old · early+29Near the 36-month mark+4 | GreatAmerica Financial Services Corporation Independent | Dec 2023 |
52 | GH Free Union | Equipment 34 mo old · early+29Near the 36-month mark+4 | Citizens & Farmers Bank Bank | Dec 2023 |
49 | TRA Free Union | Construction 48 mo old · peak window+35Moved to another lender Nov 2023 | John Deere Financial Captive finance | Oct 2022 |
47 | COO Free Union | Agriculture 54 mo old · late window+23Active, no continuation+10 | Kubota Credit Captive finance | Apr 2022 |
Nearby cities
- Charlottesville1,807
- Waynesboro478
- Orange222
- Palmyra147
- Crozet133
- Troy122
- Ruckersville114
- Gordonsville109
- Fishersville96
- Barboursville79
- Earlysville76
- Charlottesvle70
Top lenders in Free Union
- Sheffield Financial, a division of Truist Bank5
- John Deere Financial4
- Caterpillar Financial3
- Kubota Credit2
- Pioneer Bank2
- CNH Industrial Capital1
- GreatAmerica Financial Services Corporation1
- Wells Fargo Bank, N.A.1
- Farmers & Merchants Bank1
- Citizens & Farmers Bank1
Questions
How many equipment loans are active in Free Union, VA?
How many equipment loans in Free Union, VA end in the next six months?
Which lenders finance the most equipment in Free Union, VA?
What equipment is financed most in Free Union, VA?
Is Free Union, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.