Updated November 11, 2026
Equipment financing activity in Virginia Gardens, FL
Virginia Gardens has 40 active UCC filings for equipment across 25 businesses, about 1.6 per business, so repeat borrowers are common. 16 new filings were recorded in the last 12 months, up 78% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. TD BANK, NATIONAL ASSOCIATION dominates with 26% of active filings. Banks and credit unions hold 65%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+78% on the year before
New equipment filings by month
Virginia Gardens, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 4 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 3 |
| 2026-06 | 4 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TD BANK, NATIONAL ASSOCIATION6 · 26.1%Bank
- Bank
- Kubota Credit2 · 8.7%Captive finance
- NU-KO CAPITAL LLC1 · 4.3%Independent
- PACIFIC NATIONAL BANK1 · 4.3%Bank
- Independent
- TRANS LEASE, INC.1 · 4.3%Independent
- FINANCIAL AGENT SERVICES1 · 4.3%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated38 · 95.0%
- Agriculture2 · 5.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
57 | QUI Virginia Gardens | Equipment 32 mo old · early+23Active, no continuation+10 | NU-KO CAPITAL LLC Independent | Feb 2024 |
56 | PRO Virginia Gardens | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | TRUIST BANK Bank | Nov 2022 |
49 | DES Virginia Gardens | Agriculture 20 mo old · too earlyActive, no continuation+10 | Kubota Credit Captive finance | Feb 2025 |
49 | DES Virginia Gardens | Agriculture 21 mo old · too earlyActive, no continuation+10 | Kubota Credit Captive finance | Feb 2025 |
49 | KAN Virginia Gardens | Equipment 42 mo old · peak window+35Active, no continuation+10 | TD BANK, NATIONAL ASSOCIATION Bank | Apr 2023 |
47 | DOR Virginia Gardens | Equipment 34 mo old · early+29Near the 36-month mark+4 | GREATAMERICA FINANCIAL SERVICES CORPORATION Independent | Dec 2023 |
46 | DES Virginia Gardens | Equipment 45 mo old · peak window+35Moved to another lender Feb 2025 | PNC BANK, NATIONAL ASSOCIATION Bank | Jan 2023 |
44 | CHA Virginia Gardens | Equipment 53 mo old · late window+25Active, no continuation+10 | U.S. SMALL BUSINESS ADMINISTRATION Other | May 2022 |
Nearby cities
- Miami57,919
- Doral5,901
- Coral Gables3,768
- Miami Beach3,519
- Aventura2,001
- Medley1,758
- North Miami1,548
- North Miami Beach1,186
- Cutler Bay871
- Sunny Isles Beach616
- Palmetto Bay425
- Key Biscayne410
Top lenders in Virginia Gardens
- TD BANK, NATIONAL ASSOCIATION6
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES3
- Kubota Credit2
- NU-KO CAPITAL LLC1
- PACIFIC NATIONAL BANK1
- COMMERCIAL CREDIT GROUP INC. ON BEHALF OF ITSELF AND ON BEHALF OF ALL AFFIL1
- TRANS LEASE, INC.1
- FINANCIAL AGENT SERVICES1
- PNC BANK, NATIONAL ASSOCIATION1
- TRUIST BANK1
Questions
How many equipment loans are active in Virginia Gardens, FL?
How many equipment loans in Virginia Gardens, FL end in the next six months?
Which lenders finance the most equipment in Virginia Gardens, FL?
What equipment is financed most in Virginia Gardens, FL?
Is Virginia Gardens, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.