Updated November 11, 2026
Agriculture equipment loans in Panama City, FL
Panama City has 98 active UCC filings for farm equipment across 73 businesses. 22 new filings were recorded in the last 12 months, down 8% on the year before. 26 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. Kubota Credit dominates with 81% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-8% on the year before
New equipment filings by month
Panama City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 3 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 5 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit79 · 80.6%Captive finance
- John Deere Financial14 · 14.3%Captive finance
- CNH Industrial Capital5 · 5.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | LAR Panama City | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
81 | SOU Panama City | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
77 | 79 Panama City | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
76 | POS Panama City | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
72 | WHI Panama City | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Feb 2024 |
72 | WHI Panama City | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Feb 2024 |
69 | BAY Panama City | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
69 | FRE Panama City | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
Agriculture in nearby cities
- Agriculture in Santa Rosa Beach41
- Agriculture in Freeport30
- Agriculture in Marianna60
- Agriculture in Defuniak Springs39
- Agriculture in Lynn Haven27
- Agriculture in Chipley50
Top lenders here
Questions
How many farm equipment loans are active in Panama City, FL?
How many farm equipment loans in Panama City, FL end in the next six months?
Which lenders finance the most farm equipment in Panama City, FL?
Is Panama City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.