Updated November 11, 2026
Construction equipment loans in Palm Coast, FL
Palm Coast has 41 active UCC filings for construction equipment across 18 businesses, about 2.3 per business, so repeat borrowers are common. 3 new filings were recorded in the last 12 months, down 83% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. Caterpillar Financial dominates with 39% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-83% on the year before
New equipment filings by month
Palm Coast, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 4 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial16 · 39.0%Captive finance
- Komatsu Financial13 · 31.7%Captive finance
- John Deere Financial6 · 14.6%Captive finance
- Vermeer Credit3 · 7.3%Captive finance
- JCB FINANCE3 · 7.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | ROS Palm Coast | Construction 45 mo old · peak window+35Near the 48-month mark+2 | JCB FINANCE Captive finance | Jan 2023 |
80 | S.E Palm Coast | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
72 | AME Palm Coast | Construction 32 mo old · early+23Active, no continuation+10 | Komatsu Financial Captive finance | Feb 2024 |
69 | TRE Palm Coast | Construction 55 mo old · late window+20Active, no continuation+10 | Vermeer Credit Captive finance | Mar 2022 |
63 | STR Palm Coast | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
62 | LEM Palm Coast | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
62 | DUM Palm Coast | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
59 | STA Palm Coast | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
Construction in nearby cities
- Construction in Daytona Beach32
- Construction in Ormond Beach63
- Construction in Port Orange29
- Construction in New Smyrna Beach47
- Construction in Bunnell66
- Construction in Palatka26
Top lenders here
Questions
How many construction equipment loans are active in Palm Coast, FL?
How many construction equipment loans in Palm Coast, FL end in the next six months?
Which lenders finance the most construction equipment in Palm Coast, FL?
Is Palm Coast, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.