Updated November 11, 2026
Construction equipment loans in Land O Lakes, FL
Land O Lakes has 82 active UCC filings for construction equipment across 11 businesses, about 7.5 per business, so repeat borrowers are common. 30 new filings were recorded in the last 12 months, up 20% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 43% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+20% on the year before
New equipment filings by month
Land O Lakes, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 6 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 6 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 3 |
| 2026-07 | 1 |
| 2026-08 | 14 |
| 2026-09 | 0 |
| 2026-10 | 8 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial35 · 42.7%Captive finance
- Komatsu Financial35 · 42.7%Captive finance
- John Deere Financial6 · 7.3%Captive finance
- JCB FINANCE6 · 7.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | B.R Land O Lakes | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
88 | B.R Land O Lakes | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
86 | SOU Land O Lakes | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
86 | B.R Land O Lakes | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
84 | B.R Land O Lakes | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
84 | B.R Land O Lakes | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
80 | SOU Land O Lakes | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
78 | B.R Land O Lakes | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
Construction in nearby cities
- Construction in Spring Hill42
- Construction in Brooksville92
- Construction in Hudson63
- Construction in Oldsmar47
- Construction in Tarpon Springs28
- Construction in Dunedin30
Top lenders here
Questions
How many construction equipment loans are active in Land O Lakes, FL?
How many construction equipment loans in Land O Lakes, FL end in the next six months?
Which lenders finance the most construction equipment in Land O Lakes, FL?
Is Land O Lakes, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.