Updated November 11, 2026
Equipment financing activity in Neptune Beach, FL
Neptune Beach has 179 active UCC filings for equipment across 108 businesses, about 1.7 per business, so repeat borrowers are common. 39 new filings were recorded in the last 12 months, down 9% on the year before. 51 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Caterpillar Financial leads with 9%, followed by OAKMONT CAPITAL HOLDINGS LLC at 9%. Banks and credit unions hold 50%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-9% on the year before
New equipment filings by month
Neptune Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 7 |
| 2025-03 | 5 |
| 2025-04 | 2 |
| 2025-05 | 3 |
| 2025-06 | 4 |
| 2025-07 | 4 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 5 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 8 |
| 2026-05 | 2 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 4 |
| 2026-09 | 5 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial10 · 9.3%Captive finance
- OAKMONT CAPITAL HOLDINGS LLC10 · 9.3%Independent
- VYSTAR CREDIT UNION6 · 5.6%Bank
- VALLEY NATIONAL BANK6 · 5.6%Bank
- RADAR CAPITAL PARTNERS, LLC4 · 3.7%Independent
- BARWICK BANKING COMPANY4 · 3.7%Bank
- Bank
- SOUTHSTATE BANK, N.A.3 · 2.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated168 · 93.9%
- Construction10 · 5.6%
- Agriculture1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
64 | MIC Neptune Beach | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
63 | ABA Neptune Beach | Equipment 35 mo old · early+32Near the 36-month mark+7 | FASANARA SECURITISATION S.A, ACTING FOR AND ON BEHALF OF ITS COMPARTMENT L Other | Nov 2023 |
63 | SEA Neptune Beach | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2022 |
63 | SEA Neptune Beach | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | NORTH MILL CREDIT TRUST Independent | Dec 2022 |
61 | SEA Neptune Beach | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | AMERICAN BANK, N.A. Bank | Jul 2023 |
59 | SEA Neptune Beach | Equipment 41 mo old · peak window+35Active, no continuation+10 | SIGNATURE FINANCIAL AND LEASING LLC Independent | May 2023 |
59 | TUR Neptune Beach | Equipment 49 mo old · late window+33Near the 48-month mark+7 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Sep 2022 |
59 | G3 Neptune Beach | Equipment 49 mo old · late window+33Near the 48-month mark+7 | NEWTEK SMALL BUSINESS FINANCE, LLC Independent | Sep 2022 |
Nearby cities
- Jacksonville18,255
- Jacksonville Beach653
- Saint Johns437
- Atlantic Beach265
- St Johns148
- Jax Bch34
- Fruit Cove33
Top lenders in Neptune Beach
- Caterpillar Financial10
- OAKMONT CAPITAL HOLDINGS LLC10
- VYSTAR CREDIT UNION6
- VALLEY NATIONAL BANK6
- BARWICK BANKING COMPANY4
- FIRST-CITIZENS BANK & TRUST COMPANY3
- SOUTHSTATE BANK, N.A.3
- FLORIDA CAPITAL BANK, N.A., A NATIONAL ASSOCIATION3
- LEAF CAPITAL FUNDING, LLC3
Questions
How many equipment loans are active in Neptune Beach, FL?
How many equipment loans in Neptune Beach, FL end in the next six months?
Which lenders finance the most equipment in Neptune Beach, FL?
What equipment is financed most in Neptune Beach, FL?
Is Neptune Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.