Updated November 11, 2026
Equipment financing activity in Atlantic Beach, FL
Atlantic Beach has 265 active UCC filings for equipment across 161 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 62. 61 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Caterpillar Financial leads with 6%, followed by DLL at 6%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-2% on the year before
New equipment filings by month
Atlantic Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 2 |
| 2025-03 | 4 |
| 2025-04 | 2 |
| 2025-05 | 7 |
| 2025-06 | 7 |
| 2025-07 | 6 |
| 2025-08 | 6 |
| 2025-09 | 5 |
| 2025-10 | 9 |
| 2025-11 | 4 |
| 2025-12 | 6 |
| 2026-01 | 3 |
| 2026-02 | 5 |
| 2026-03 | 9 |
| 2026-04 | 12 |
| 2026-05 | 4 |
| 2026-06 | 4 |
| 2026-07 | 5 |
| 2026-08 | 4 |
| 2026-09 | 3 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial12 · 6.3%Captive finance
- DLL11 · 5.8%Independent
- Kubota Credit9 · 4.7%Captive finance
- John Deere Financial8 · 4.2%Captive finance
- Bank
- Bank
- LEAF CAPITAL FUNDING, LLC6 · 3.2%Independent
- AMERIS BANK6 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated232 · 87.5%
- Construction16 · 6.0%
- Agriculture13 · 4.9%
- IT & office4 · 1.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | JAX Atlantic Beach | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
88 | JAX Atlantic Beach | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
86 | JAX Atlantic Beach | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
82 | JAX Atlantic Beach | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
76 | SHO Atlantic Beach | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
74 | BON Atlantic Beach | Equipment 50 mo old · late window+31Near the 48-month mark+4 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Aug 2022 |
73 | ROC Atlantic Beach | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Dec 2022 |
73 | SHO Atlantic Beach | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
Nearby cities
- Jacksonville18,255
- Jacksonville Beach653
- Saint Johns437
- Neptune Beach179
- St Johns148
- Jax Bch34
- Fruit Cove33
Questions
How many equipment loans are active in Atlantic Beach, FL?
How many equipment loans in Atlantic Beach, FL end in the next six months?
Which lenders finance the most equipment in Atlantic Beach, FL?
What equipment is financed most in Atlantic Beach, FL?
Is Atlantic Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.