Updated November 12, 2026
Equipment financing activity in Micanopy, FL
Micanopy has 77 active UCC filings for equipment across 42 businesses, about 1.8 per business, so repeat borrowers are common. 11 new filings were recorded in the last 12 months, down 48% on the year before. 20 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Kubota Credit leads with 11%, followed by JCB FINANCE at 7%. Agriculture is the largest equipment type, at 14%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-48% on the year before
New equipment filings by month
Micanopy, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 4 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit6 · 10.9%Captive finance
- JCB FINANCE4 · 7.3%Captive finance
- MIDFLORIDA CREDIT UNION4 · 7.3%Bank
- Bank
- John Deere Financial3 · 5.5%Captive finance
- NEWLANE FINANCE COMPANY3 · 5.5%Independent
- Caterpillar Financial2 · 3.6%Captive finance
- NEXTGEAR CAPITAL, INC.2 · 3.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated59 · 76.6%
- Agriculture11 · 14.3%
- Construction7 · 9.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | SIM Micanopy | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | MIDDESK, INC. AS REPRESENTATIVE Other | Oct 2023 |
71 | MAV Micanopy | Construction 45 mo old · peak window+35Near the 48-month mark+2 | JCB FINANCE Captive finance | Feb 2023 |
71 | MAV Micanopy | Construction 45 mo old · peak window+35Near the 48-month mark+2 | JCB FINANCE Captive finance | Feb 2023 |
71 | BAS Micanopy | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
69 | MAV Micanopy | Construction 44 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | Feb 2023 |
66 | EVE Micanopy | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
64 | PER Micanopy | Construction 55 mo old · late window+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
63 | HAR Micanopy | Equipment 35 mo old · early+32Near the 36-month mark+7 | CAPITAL CITY BANK Bank | Nov 2023 |
Nearby cities
- Gainesville2,987
- Williston421
- Newberry405
- Alachua393
- Trenton383
- Chiefland280
- High Springs272
- Bell175
- Old Town167
- Morriston155
- Reddick154
- Hawthorne142
Questions
How many equipment loans are active in Micanopy, FL?
How many equipment loans in Micanopy, FL end in the next six months?
Which lenders finance the most equipment in Micanopy, FL?
What equipment is financed most in Micanopy, FL?
Is Micanopy, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.