Updated November 11, 2026
Equipment financing activity in Alachua, FL
Alachua has 393 active UCC filings for equipment across 233 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 87. 87 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: John Deere Financial leads with 9%, followed by CAPITAL CITY BANK at 8%. Banks and credit unions hold 64%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+4% on the year before
New equipment filings by month
Alachua, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 6 |
| 2025-03 | 6 |
| 2025-04 | 7 |
| 2025-05 | 11 |
| 2025-06 | 5 |
| 2025-07 | 7 |
| 2025-08 | 5 |
| 2025-09 | 9 |
| 2025-10 | 8 |
| 2025-11 | 7 |
| 2025-12 | 8 |
| 2026-01 | 19 |
| 2026-02 | 6 |
| 2026-03 | 9 |
| 2026-04 | 11 |
| 2026-05 | 5 |
| 2026-06 | 1 |
| 2026-07 | 5 |
| 2026-08 | 7 |
| 2026-09 | 8 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial25 · 9.4%Captive finance
- CAPITAL CITY BANK20 · 7.5%Bank
- VYSTAR CREDIT UNION13 · 4.9%Bank
- RENASANT BANK13 · 4.9%Bank
- FLORIDA CREDIT UNION11 · 4.1%Bank
- Kubota Credit8 · 3.0%Captive finance
- RADIANT CREDIT UNION8 · 3.0%Bank
- SOUTHSTATE BANK, N.A.7 · 2.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated335 · 85.2%
- Agriculture31 · 7.9%
- Construction20 · 5.1%
- Manufacturing4 · 1.0%
- Trucks & trailers1 · 0.3%
- IT & office1 · 0.3%
- Vehicles1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | BET Alachua | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
81 | LEW Alachua | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WELLS FARGO BANK, NATIONAL ASSOCIATION Bank | Sep 2023 |
81 | M&M Alachua | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CAPITAL CITY BANK Bank | Sep 2023 |
81 | CHE Alachua | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
78 | PER Alachua | Equipment 35 mo old · early+32Near the 36-month mark+7 | CAPITAL CITY BANK Bank | Nov 2023 |
76 | CLI Alachua | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CAPITAL CITY BANK Bank | Jan 2023 |
74 | SIO Alachua | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2023 |
74 | PER Alachua | Equipment 41 mo old · peak window+35Active, no continuation+10 | CAPITAL CITY BANK Bank | May 2023 |
Equipment types in Alachua
Nearby cities
- Gainesville2,987
- Williston421
- Newberry405
- Trenton383
- Chiefland280
- High Springs272
- Bell175
- Old Town167
- Morriston155
- Reddick154
- Hawthorne142
- Keystone Heights117
Questions
How many equipment loans are active in Alachua, FL?
How many equipment loans in Alachua, FL end in the next six months?
Which lenders finance the most equipment in Alachua, FL?
What equipment is financed most in Alachua, FL?
Is Alachua, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.