Updated November 11, 2026

Equipment financing activity in Gainesville, FL

Gainesville has 2,987 active UCC filings for equipment across 1,996 businesses. 623 new filings were recorded in the last 12 months, up 17% on the year before. 802 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: FLORIDA CREDIT UNION leads with 5%, followed by RENASANT BANK at 4%. Banks and credit unions hold 60%, more than captives and independents.

See the 802 ending soon

2,987

Active equipment filings

802

Likely ending in the next 6 months

36, 48 or 60 month term

1,996

Businesses with active filings

623

New filings, last 12 months

+17% on the year before

New equipment filings by month

Gainesville, FL, last 24 months. The current month is still coming in.

New equipment filings per month in Gainesville, FL
2024-12	48
2025-01	43
2025-02	36
2025-03	39
2025-04	85
2025-05	39
2025-06	27
2025-07	42
2025-08	47
2025-09	32
2025-10	37
2025-11	76
2025-12	41
2026-01	34
2026-02	42
2026-03	31
2026-04	38
2026-05	47
2026-06	49
2026-07	154
2026-08	67
2026-09	27
2026-10	45
2026-11	0

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

FLORIDA CREDIT UNION77 · 4.7%
Bank
RENASANT BANK68 · 4.1%
Bank
John Deere Financial64 · 3.9%
Captive finance
Kubota Credit52 · 3.2%
Captive finance
SOUTHSTATE BANK, N.A.52 · 3.2%
Bank
RADIANT CREDIT UNION44 · 2.7%
Bank
DLL43 · 2.6%
Independent
AMERIS BANK39 · 2.4%
Bank

Top equipment types

Active filings by what the collateral describes

Equipment, type not stated2,790 · 93.4%
Agriculture112 · 3.7%
Construction51 · 1.7%
IT & office28 · 0.9%
Manufacturing6 · 0.2%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 2,987 with names

Score	Company	Why	Lender	Filed
88	HAM Gainesville	Agriculture 38 mo old · peak window+35Near the 36-month mark+4	FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE Bank	Aug 2023
84	AAA Gainesville	Equipment 36 mo old · peak window+35Near the 36-month mark+10	GREEN NOTE CAPITAL PARTNERS INC Independent	Oct 2023
84	CON Gainesville	Equipment 36 mo old · peak window+35Near the 36-month mark+10	CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other	Oct 2023
84	CON Gainesville	Equipment 36 mo old · peak window+35Near the 36-month mark+10	CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other	Oct 2023
84	MCD Gainesville	Construction 41 mo old · peak window+35Active, no continuation+10	Caterpillar Financial Captive finance	May 2023
82	GAI Gainesville	Agriculture 34 mo old · early+29Near the 36-month mark+4	Kubota Credit Captive finance	Dec 2023
80	FLO Gainesville	Construction 51 mo old · late window+29Near the 48-month mark+2	John Deere Financial Captive finance	Jul 2022
79	SKY Gainesville	Agriculture 36 mo old · peak window+35Near the 36-month mark+10	Kubota Credit Captive finance	Oct 2023

88

HAM

Gainesville

Agriculture

38 mo old · peak window+35Near the 36-month mark+4

FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE

84

AAA

Gainesville

Equipment

36 mo old · peak window+35Near the 36-month mark+10

GREEN NOTE CAPITAL PARTNERS INC

84

CON

Gainesville

Equipment

36 mo old · peak window+35Near the 36-month mark+10

CORPORATION SERVICE COMPANY, AS REPRESENTATIVE

84

CON

Gainesville

Equipment

36 mo old · peak window+35Near the 36-month mark+10

CORPORATION SERVICE COMPANY, AS REPRESENTATIVE

84

MCD

Gainesville

Construction

41 mo old · peak window+35Active, no continuation+10

Caterpillar Financial

82

GAI

Gainesville

Agriculture

34 mo old · early+29Near the 36-month mark+4

Kubota Credit

80

FLO

Gainesville

Construction

51 mo old · late window+29Near the 48-month mark+2

John Deere Financial

79

SKY

Gainesville

Agriculture

36 mo old · peak window+35Near the 36-month mark+10

Kubota Credit

Equipment types in Gainesville

Nearby cities

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Top lenders in Gainesville

All Florida lenders

Questions

How many equipment loans are active in Gainesville, FL?

2,987 UCC filings for equipment against 1,996 businesses in Gainesville, FL are active, meaning not terminated or lapsed.

How many equipment loans in Gainesville, FL end in the next six months?

About 802: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.

Which lenders finance the most equipment in Gainesville, FL?

FLORIDA CREDIT UNION (77), RENASANT BANK (68), John Deere Financial (64), counting active filings.

What equipment is financed most in Gainesville, FL?

Agriculture, with 112 active filings.

Is Gainesville, FL equipment financing growing?

623 new filings in the last 12 months against 532 in the 12 before, up 17%.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.