Updated November 12, 2026
Equipment financing activity in Melrose, FL
Melrose has 92 active UCC filings for equipment across 47 businesses, about 2.0 per business, so repeat borrowers are common. 16 new filings were recorded in the last 12 months, down 38% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Caterpillar Financial leads with 18%, followed by John Deere Financial at 10%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 41%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-38% on the year before
New equipment filings by month
Melrose, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 5 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 2 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial11 · 18.0%Captive finance
- John Deere Financial6 · 9.8%Captive finance
- Independent
- VYSTAR CREDIT UNION4 · 6.6%Bank
- FIRST WESTERN BANK & TRUST4 · 6.6%Bank
- LIVE OAK BANKING COMPANY3 · 4.9%Bank
- Kubota Credit3 · 4.9%Captive finance
- DLL2 · 3.3%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated70 · 76.1%
- Construction12 · 13.0%
- Agriculture9 · 9.8%
- IT & office1 · 1.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | CRO Melrose | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
88 | GRO Melrose | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
81 | GRO Melrose | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | FIRST WESTERN BANK & TRUST Bank | Sep 2023 |
68 | ENG Melrose | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | CLOUDTRUCKS LLC Other | Aug 2023 |
68 | FLO Melrose | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | AMPLUS 223 TRUST Other | Aug 2023 |
67 | GRO Melrose | Agriculture 30 mo old · early+18Active, no continuation+10 | John Deere Financial Captive finance | Apr 2024 |
67 | EAR Melrose | Construction 57 mo old · late window+16Near the 60-month mark+2 | Caterpillar Financial Captive finance | Jan 2022 |
66 | BLA Melrose | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | US BUSINESS SERVICES Other | Jul 2023 |
Nearby cities
- Gainesville2,987
- Williston421
- Newberry405
- Alachua393
- Trenton383
- Chiefland280
- High Springs272
- Bell175
- Old Town167
- Morriston155
- Reddick154
- Hawthorne142
Questions
How many equipment loans are active in Melrose, FL?
How many equipment loans in Melrose, FL end in the next six months?
Which lenders finance the most equipment in Melrose, FL?
What equipment is financed most in Melrose, FL?
Is Melrose, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.