UCC Scout

Updated November 11, 2026

Construction equipment loans in Largo, FL

Largo has 39 active UCC filings for construction equipment across 17 businesses, about 2.3 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 27% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 33% of the book. Caterpillar Financial dominates with 49% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.

39

Active equipment filings

13

Likely ending in the next 6 months

36, 48 or 60 month term

17

Businesses with active filings

8

New filings, last 12 months

-27% on the year before

New equipment filings by month

Largo, FL, last 24 months. The current month is still coming in.

32Dec 2024: 1Dec 24Jan 2025: 3Feb 2025: 0Mar 2025: 0MarApr 2025: 0May 2025: 0Jun 2025: 0JunJul 2025: 2Aug 2025: 2Sep 2025: 0SepOct 2025: 2Nov 2025: 1Dec 2025: 2DecJan 2026: 2Feb 2026: 1Mar 2026: 0MarApr 2026: 0May 2026: 0Jun 2026: 0JunJul 2026: 2Aug 2026: 1Sep 2026: 0SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Largo, FL
2024-121
2025-013
2025-020
2025-030
2025-040
2025-050
2025-060
2025-072
2025-082
2025-090
2025-102
2025-111
2025-122
2026-012
2026-021
2026-030
2026-040
2026-050
2026-060
2026-072
2026-081
2026-090
2026-100
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. JCB FINANCE9 · 23.1%
    Captive finance
  3. Captive finance
  4. Captive finance

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 39 with names
86
SOU
Largo
Construction
39 mo old · peak window+35Near the 36-month mark+2
Caterpillar Financial
76
TUR
Largo
Construction
37 mo old · peak window+35Near the 36-month mark+7
John Deere Financial
76
ELI
Largo
Construction
47 mo old · peak window+35Near the 48-month mark+7
JCB FINANCE
71
TUR
Largo
Construction
45 mo old · peak window+35Near the 48-month mark+2
John Deere Financial
69
TUR
Largo
Construction
40 mo old · peak window+35Active, no continuation+10
John Deere Financial
69
TUR
Largo
Construction
41 mo old · peak window+35Active, no continuation+10
John Deere Financial
67
ANG
Largo
Construction
56 mo old · late window+18Active, no continuation+10
Komatsu Financial
59
DOR
Largo
Construction
43 mo old · peak window+35Active, no continuation+10
Caterpillar Financial

Other equipment in Largo

All equipment in Largo

Questions

How many construction equipment loans are active in Largo, FL?
39 UCC filings for construction equipment against 17 businesses in Largo, FL are active, meaning not terminated or lapsed.
How many construction equipment loans in Largo, FL end in the next six months?
About 13: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in Largo, FL?
Caterpillar Financial (19), JCB FINANCE (9), John Deere Financial (7), counting active filings.
Is Largo, FL equipment financing growing?
8 new filings in the last 12 months against 11 in the 12 before, down 27%.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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