Updated November 11, 2026
Equipment financing activity in Largo, FL
Largo has 1,914 active UCC filings for equipment across 1,232 businesses, about 1.6 per business, so repeat borrowers are common. 430 new filings were recorded in the last 12 months, up 13% on the year before. 456 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: VALLEY NATIONAL BANK leads with 6%, followed by DLL at 3%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+13% on the year before
New equipment filings by month
Largo, FL, last 24 months. The current month is still coming in.
| 2024-12 | 25 |
|---|---|
| 2025-01 | 28 |
| 2025-02 | 31 |
| 2025-03 | 35 |
| 2025-04 | 28 |
| 2025-05 | 33 |
| 2025-06 | 36 |
| 2025-07 | 42 |
| 2025-08 | 34 |
| 2025-09 | 27 |
| 2025-10 | 30 |
| 2025-11 | 34 |
| 2025-12 | 56 |
| 2026-01 | 40 |
| 2026-02 | 31 |
| 2026-03 | 34 |
| 2026-04 | 30 |
| 2026-05 | 29 |
| 2026-06 | 44 |
| 2026-07 | 32 |
| 2026-08 | 40 |
| 2026-09 | 33 |
| 2026-10 | 37 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- VALLEY NATIONAL BANK67 · 6.1%Bank
- DLL32 · 2.9%Independent
- FLAGSHIP BANK32 · 2.9%Bank
- John Deere Financial31 · 2.8%Captive finance
- BANK OF AMERICA, N.A.28 · 2.6%Bank
- JPMORGAN CHASE BANK, NA28 · 2.6%Bank
- NEXTGEAR CAPITAL, INC.24 · 2.2%Independent
- THE HUNTINGTON NATIONAL BANK23 · 2.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,826 · 95.4%
- Construction39 · 2.0%
- Agriculture34 · 1.8%
- IT & office12 · 0.6%
- Manufacturing3 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | SOU Largo | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
84 | RAN Largo | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | MIDDESK, INC. AS REPRESENTATIVE Other | Oct 2023 |
84 | UNI Largo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Private individual Other | Oct 2022 |
84 | UNI Largo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Private individual Other | Oct 2022 |
84 | UNI Largo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | YVONNE FAY Other | Oct 2022 |
84 | PEB Largo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | NAVITAS CREDIT LLC Independent | Oct 2022 |
81 | PC3 Largo | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | PNC BANK, NATIONAL ASSOCIATION Bank | Nov 2022 |
79 | GLO Largo | Manufacturing 43 mo old · peak window+35Active, no continuation+10 | Toyota Industries Commercial Finance Captive finance | Mar 2023 |
Equipment types in Largo
Nearby cities
- Clearwater4,936
- St. Petersburg2,713
- Saint Petersburg2,012
- Pinellas Park956
- Seminole612
- Gulfport126
- Madeira Beach101
- St Pete Beach97
- Belleair62
- Treasure Island61
- Indian Rocks Beach60
- Petersburg55
Questions
How many equipment loans are active in Largo, FL?
How many equipment loans in Largo, FL end in the next six months?
Which lenders finance the most equipment in Largo, FL?
What equipment is financed most in Largo, FL?
Is Largo, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.