Updated November 11, 2026
Construction equipment loans in Saint Petersburg, FL
Saint Petersburg has 32 active UCC filings for construction equipment across 15 businesses, about 2.1 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 27% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. JCB FINANCE dominates with 50% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Saint Petersburg, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- JCB FINANCE16 · 50.0%Captive finance
- Caterpillar Financial7 · 21.9%Captive finance
- John Deere Financial6 · 18.8%Captive finance
- Komatsu Financial2 · 6.3%Captive finance
- Vermeer Credit1 · 3.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | HOM Saint Petersburg | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
72 | HOM Saint Petersburg | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
66 | ST. Saint Petersburg | Construction 37 mo old · peak window+35Near the 36-month mark+7 | JCB FINANCE Captive finance | Sep 2023 |
54 | MCP Saint Petersburg | Construction 55 mo old · late window+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
49 | STU Saint Petersburg | Construction 12 mo old · too earlyActive, no continuation+10 | Komatsu Financial Captive finance | Oct 2025 |
49 | JER Saint Petersburg | Construction 22 mo old · too earlyActive, no continuation+10 | Vermeer Credit Captive finance | Dec 2024 |
46 | WB Saint Petersburg | Construction 37 mo old · peak window+35Moved to another lender Dec 2024 | JCB FINANCE Captive finance | Sep 2023 |
43 | WB Saint Petersburg | Construction 35 mo old · early+32Moved to another lender Dec 2024 | JCB FINANCE Captive finance | Nov 2023 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Saint Petersburg, FL?
How many construction equipment loans in Saint Petersburg, FL end in the next six months?
Which lenders finance the most construction equipment in Saint Petersburg, FL?
Is Saint Petersburg, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.