Updated November 11, 2026
Agriculture equipment loans in Lakeland, FL
Lakeland has 268 active UCC filings for farm equipment across 184 businesses. 52 new filings were recorded in the last 12 months, down 33% on the year before. 48 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. Kubota Credit dominates with 56% of active filings. Captive finance arms of the manufacturers write 93% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-33% on the year before
New equipment filings by month
Lakeland, FL, last 24 months. The current month is still coming in.
| 2024-12 | 13 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 4 |
| 2025-05 | 5 |
| 2025-06 | 7 |
| 2025-07 | 8 |
| 2025-08 | 11 |
| 2025-09 | 4 |
| 2025-10 | 5 |
| 2025-11 | 2 |
| 2025-12 | 4 |
| 2026-01 | 4 |
| 2026-02 | 6 |
| 2026-03 | 4 |
| 2026-04 | 4 |
| 2026-05 | 2 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 6 |
| 2026-09 | 9 |
| 2026-10 | 8 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit151 · 56.3%Captive finance
- John Deere Financial81 · 30.2%Captive finance
- FARM CREDIT OF CENTRAL FLORIDA, ACA18 · 6.7%Bank
- CNH Industrial Capital10 · 3.7%Captive finance
- AGCO Finance6 · 2.2%Captive finance
- ALABAMA AG CREDIT, ACA1 · 0.4%Bank
- FARM CREDIT OF CENTRAL FLORDA, ACA1 · 0.4%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SIN Lakeland | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
91 | CAR Lakeland | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
89 | SMI Lakeland | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
88 | TOP Lakeland | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Aug 2023 |
88 | KEL Lakeland | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
84 | MAR Lakeland | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
84 | R. Lakeland | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
84 | SMI Lakeland | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
Agriculture in nearby cities
- Agriculture in Winter Haven101
- Agriculture in Davenport59
- Agriculture in Sebring117
- Agriculture in Haines City74
- Agriculture in Lake Wales97
- Agriculture in Auburndale45
- Agriculture in Bartow78
- Agriculture in Lake Placid75
- Agriculture in Wauchula91
- Agriculture in Avon Park55
Questions
How many farm equipment loans are active in Lakeland, FL?
How many farm equipment loans in Lakeland, FL end in the next six months?
Which lenders finance the most farm equipment in Lakeland, FL?
Is Lakeland, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.