Updated November 11, 2026
IT & office equipment loans in Lakeland, FL
Lakeland has 36 active UCC filings for IT and office equipment across 20 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 6. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. Xerox Financial Services dominates with 42% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Lakeland, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Xerox Financial Services15 · 41.7%Captive finance
- CANON FINANCIAL SERVICES, INC.9 · 25.0%Captive finance
- KONICA MINOLTA PREMIER FINANCE8 · 22.2%Captive finance
- DELL FINANCIAL SERVICES L.L.C.2 · 5.6%Captive finance
- Captive finance
- Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | MAI Lakeland | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Xerox Financial Services Captive finance | Oct 2023 |
71 | AME Lakeland | IT & office 39 mo old · peak window+35Near the 36-month mark+2 | KONICA MINOLTA PREMIER FINANCE Captive finance | Jul 2023 |
71 | MAI Lakeland | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | Xerox Financial Services Captive finance | Nov 2022 |
66 | SES Lakeland | IT & office 39 mo old · peak window+35Near the 36-month mark+2 | CANON FINANCIAL SERVICES, INC. Captive finance | Jul 2023 |
59 | WAT Lakeland | IT & office 44 mo old · peak window+35Active, no continuation+10 | CANON FINANCIAL SERVICES, INC. Captive finance | Feb 2023 |
55 | SUM Lakeland | IT & office 51 mo old · late window+29Near the 48-month mark+2 | CANON FINANCIAL SERVICES, INC. Captive finance | Jul 2022 |
54 | HAR Lakeland | IT & office 36 mo old · peak window+35Moved to another lender Mar 2024 | Xerox Financial Services Captive finance | Oct 2023 |
54 | SAD Lakeland | IT & office 36 mo old · peak window+35Moved to another lender Dec 2023 | KONICA MINOLTA PREMIER FINANCE Captive finance | Oct 2023 |
Questions
How many IT and office equipment loans are active in Lakeland, FL?
How many IT and office equipment loans in Lakeland, FL end in the next six months?
Which lenders finance the most IT and office equipment in Lakeland, FL?
Is Lakeland, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.