Updated November 11, 2026
Agriculture equipment loans in Sebring, FL
Sebring has 117 active UCC filings for farm equipment across 69 businesses, about 1.7 per business, so repeat borrowers are common. 25 new filings were recorded in the last 12 months, down 38% on the year before. 25 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Kubota Credit dominates with 46% of active filings. Captive finance arms of the manufacturers write 91% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-37% on the year before
New equipment filings by month
Sebring, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 6 |
| 2025-05 | 4 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 5 |
| 2025-09 | 4 |
| 2025-10 | 5 |
| 2025-11 | 1 |
| 2025-12 | 6 |
| 2026-01 | 1 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 5 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit54 · 46.2%Captive finance
- John Deere Financial38 · 32.5%Captive finance
- Bank
- CNH Industrial Capital8 · 6.8%Captive finance
- AGCO Finance6 · 5.1%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | J & Sebring | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
88 | B. Sebring | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
88 | B. Sebring | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
86 | ALB Sebring | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
74 | JJW Sebring | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE Bank | Oct 2022 |
73 | 4-M Sebring | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
73 | CEN Sebring | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
72 | B. Sebring | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Feb 2024 |
Agriculture in nearby cities
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- Agriculture in Winter Haven101
- Agriculture in Davenport59
- Agriculture in Haines City74
- Agriculture in Lake Wales97
- Agriculture in Auburndale45
- Agriculture in Bartow78
- Agriculture in Lake Placid75
- Agriculture in Wauchula91
- Agriculture in Avon Park55
Questions
How many farm equipment loans are active in Sebring, FL?
How many farm equipment loans in Sebring, FL end in the next six months?
Which lenders finance the most farm equipment in Sebring, FL?
Is Sebring, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.