Updated November 12, 2026
Equipment financing activity in Key Largo, FL
Key Largo has 369 active UCC filings for equipment across 257 businesses. 80 new filings were recorded in the last 12 months, up 10% on the year before. 76 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: DLL leads with 5%, followed by John Deere Financial at 5%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+10% on the year before
New equipment filings by month
Key Largo, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 3 |
| 2025-03 | 7 |
| 2025-04 | 5 |
| 2025-05 | 4 |
| 2025-06 | 7 |
| 2025-07 | 4 |
| 2025-08 | 5 |
| 2025-09 | 10 |
| 2025-10 | 14 |
| 2025-11 | 12 |
| 2025-12 | 14 |
| 2026-01 | 6 |
| 2026-02 | 1 |
| 2026-03 | 4 |
| 2026-04 | 10 |
| 2026-05 | 5 |
| 2026-06 | 2 |
| 2026-07 | 4 |
| 2026-08 | 9 |
| 2026-09 | 10 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- DLL12 · 5.4%Independent
- John Deere Financial11 · 5.0%Captive finance
- POPULAR BANK10 · 4.5%Bank
- PNC BANK, NATIONAL ASSOCIATION9 · 4.1%Bank
- Kubota Credit7 · 3.2%Captive finance
- Caterpillar Financial7 · 3.2%Captive finance
- Bank
- TD BANK, NATIONAL ASSOCIATION6 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated341 · 92.4%
- Construction16 · 4.3%
- Agriculture12 · 3.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SAN Key Largo | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
81 | ATL Key Largo | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | VFS US LLC Other | Sep 2023 |
81 | OCE Key Largo | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | GREATAMERICA FINANCIAL SERVICES CORPORATION Independent | Nov 2022 |
81 | OCE Key Largo | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CLUB CAR, LLC Other | Nov 2022 |
79 | ATL Key Largo | Equipment 49 mo old · late window+33Near the 48-month mark+7 | ECC-BCMG LLC Other | Sep 2022 |
76 | ELI Key Largo | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | NEWTEK SMALL BUSINESS FINANCE, LLC Independent | Nov 2022 |
74 | ATL Key Largo | Equipment 41 mo old · peak window+35Active, no continuation+10 | VFS US LLC Other | May 2023 |
74 | JUV Key Largo | Equipment 41 mo old · peak window+35Active, no continuation+10 | PNC BANK, NATIONAL ASSOCIATION Bank | May 2023 |
Nearby cities
- Hialeah9,219
- Hollywood5,728
- Pompano Beach5,325
- Homestead4,211
- Coral Springs3,087
- Miramar2,789
- Pembroke Pines2,673
- Miami Lakes1,937
- Miami Gardens1,936
- Margate1,169
- Hallandale Beach1,154
- Coconut Creek1,042
Questions
How many equipment loans are active in Key Largo, FL?
How many equipment loans in Key Largo, FL end in the next six months?
Which lenders finance the most equipment in Key Largo, FL?
What equipment is financed most in Key Largo, FL?
Is Key Largo, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.