Updated November 11, 2026
Equipment financing activity in Gainsville, FL
Gainsville has 76 active UCC filings for equipment across 48 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 11. 24 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. The market is spread out: EASTERN BANK leads with 12%, followed by LIVE OAK BANKING COMPANY at 12%. Banks and credit unions hold 62%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Gainsville, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 4 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- EASTERN BANK5 · 11.9%Bank
- LIVE OAK BANKING COMPANY5 · 11.9%Bank
- MED ONE CAPITAL FUNDING, LLC2 · 4.8%Independent
- PNC BANK, NATIONAL ASSOCIATION2 · 4.8%Bank
- NAVITAS CREDIT LLC2 · 4.8%Independent
- NEWLANE FINANCE COMPANY2 · 4.8%Independent
- FIRST SOUTHERN BANK2 · 4.8%Bank
- DLL1 · 2.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated73 · 96.1%
- Agriculture2 · 2.6%
- IT & office1 · 1.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | EXA Gainsville | IT & office 48 mo old · peak window+35Near the 48-month mark+10 | Xerox Financial Services Captive finance | Oct 2022 |
64 | GRO Gainsville | Equipment 42 mo old · peak window+35Active, no continuation+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Apr 2023 |
64 | MCN Gainsville | Equipment 42 mo old · peak window+35Active, no continuation+10 | US BUSINESS SERVICES Other | Apr 2023 |
60 | CDA Gainsville | Equipment 51 mo old · late window+29Near the 48-month mark+2 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Aug 2022 |
59 | FLO Gainsville | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST SOUTHERN BANK Bank | Oct 2022 |
59 | PRE Gainsville | Equipment 55 mo old · late window+20Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Apr 2022 |
57 | EXA Gainsville | Equipment 34 mo old · early+29Near the 36-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2023 |
57 | BIG Gainsville | Equipment 34 mo old · early+29Near the 36-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Dec 2023 |
Nearby cities
- Gainesville2,987
- Williston421
- Newberry405
- Alachua393
- Trenton383
- Chiefland280
- High Springs272
- Bell175
- Old Town167
- Morriston155
- Reddick154
- Hawthorne142
Questions
How many equipment loans are active in Gainsville, FL?
How many equipment loans in Gainsville, FL end in the next six months?
Which lenders finance the most equipment in Gainsville, FL?
What equipment is financed most in Gainsville, FL?
Is Gainsville, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.