Updated November 11, 2026
IT & office equipment loans in Gainesville, FL
Gainesville has 28 active UCC filings for IT and office equipment across 14 businesses, about 2.0 per business, so repeat borrowers are common. 2 new filings were recorded in the last 12 months, down 75% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. Xerox Financial Services dominates with 43% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-75% on the year before
New equipment filings by month
Gainesville, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 4 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Xerox Financial Services12 · 42.9%Captive finance
- CANON FINANCIAL SERVICES, INC.8 · 28.6%Captive finance
- KONICA MINOLTA PREMIER FINANCE4 · 14.3%Captive finance
- DELL FINANCIAL SERVICES L.L.C.4 · 14.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | ORT Gainesville | IT & office 48 mo old · peak window+35Near the 48-month mark+10 | Xerox Financial Services Captive finance | Oct 2022 |
74 | ORT Gainesville | IT & office 49 mo old · late window+33Near the 48-month mark+7 | Xerox Financial Services Captive finance | Sep 2022 |
73 | ALT Gainesville | IT & office 38 mo old · peak window+35Near the 36-month mark+4 | CANON FINANCIAL SERVICES, INC. Captive finance | Sep 2023 |
71 | ALT Gainesville | IT & office 39 mo old · peak window+35Near the 36-month mark+2 | KONICA MINOLTA PREMIER FINANCE Captive finance | Jul 2023 |
69 | ORT Gainesville | IT & office 41 mo old · peak window+35Active, no continuation+10 | Xerox Financial Services Captive finance | May 2023 |
64 | SHA Gainesville | IT & office 36 mo old · peak window+35Moved to another lender Jul 2024 | Xerox Financial Services Captive finance | Oct 2023 |
56 | SHA Gainesville | IT & office 39 mo old · peak window+35Moved to another lender Jul 2024 | Xerox Financial Services Captive finance | Jul 2023 |
54 | SHA Gainesville | IT & office 42 mo old · peak window+35Moved to another lender Jul 2024 | Xerox Financial Services Captive finance | Apr 2023 |
Questions
How many IT and office equipment loans are active in Gainesville, FL?
How many IT and office equipment loans in Gainesville, FL end in the next six months?
Which lenders finance the most IT and office equipment in Gainesville, FL?
Is Gainesville, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.